LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,154
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,688
−HK$542/mo
Today · 4.125%
HK$18,230
baseline
▲ 0.50% · 4.625%
HK$19,339
+HK$1,109/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,460/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,084
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,596
−HK$519/mo
Today · 4.125%
HK$20,115
baseline
▲ 0.50% · 4.625%
HK$21,176
+HK$1,061/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,230/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,585
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,226
−HK$650/mo
Today · 4.125%
HK$21,876
baseline
▲ 0.50% · 4.625%
HK$23,207
+HK$1,331/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$43,752/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,901
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,515
−HK$623/mo
Today · 4.125%
HK$24,138
baseline
▲ 0.50% · 4.625%
HK$25,411
+HK$1,273/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$48,276/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,016
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,763
−HK$759/mo
Today · 4.125%
HK$25,522
baseline
▲ 0.50% · 4.625%
HK$27,075
+HK$1,553/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$51,044/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,718
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,434
−HK$727/mo
Today · 4.125%
HK$28,161
baseline
▲ 0.50% · 4.625%
HK$29,646
+HK$1,485/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$56,322/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,878
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,838
−HK$976/mo
Today · 4.125%
HK$32,814
baseline
▲ 0.50% · 4.625%
HK$34,811
+HK$1,997/mo
Deposit HK$752K · loan HK$6.77M · min. income ≈ HK$65,628/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$225,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,351
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,273
−HK$934/mo
Today · 4.125%
HK$36,207
baseline
▲ 0.50% · 4.625%
HK$38,116
+HK$1,909/mo
Deposit HK$752K · loan HK$6.77M · min. income ≈ HK$72,414/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$225,692 · Scale 2, in force from 26 Feb 2026)