LTV · monthly repayment
▼ 0.50% · 3.625%
HK$171,610
−HK$10,761/mo
▼ 0.25% · 3.875%
HK$176,948
−HK$5,423/mo
Today · 4.125%
HK$182,371
baseline
▲ 0.50% · 4.625%
HK$193,468
+HK$11,097/mo
Deposit HK$37.63M · loan HK$37.63M · min. income ≈ HK$364,742/mo (50% DSR)
Upfront cash ≈ HK$40.83M (deposit + AVD stamp duty HK$3,198,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,914
−HK$10,314/mo
▼ 0.25% · 3.875%
HK$196,034
−HK$5,194/mo
Today · 4.125%
HK$201,228
baseline
▲ 0.50% · 4.625%
HK$211,835
+HK$10,607/mo
Deposit HK$37.63M · loan HK$37.63M · min. income ≈ HK$402,456/mo (50% DSR)
Upfront cash ≈ HK$40.83M (deposit + AVD stamp duty HK$3,198,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,931
−HK$12,914/mo
▼ 0.25% · 3.875%
HK$212,337
−HK$6,508/mo
Today · 4.125%
HK$218,845
baseline
▲ 0.50% · 4.625%
HK$232,161
+HK$13,316/mo
Deposit HK$30.10M · loan HK$45.16M · min. income ≈ HK$437,690/mo (50% DSR)
Upfront cash ≈ HK$33.30M (deposit + AVD stamp duty HK$3,198,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,097
−HK$12,377/mo
▼ 0.25% · 3.875%
HK$235,241
−HK$6,233/mo
Today · 4.125%
HK$241,474
baseline
▲ 0.50% · 4.625%
HK$254,202
+HK$12,728/mo
Deposit HK$30.10M · loan HK$45.16M · min. income ≈ HK$482,948/mo (50% DSR)
Upfront cash ≈ HK$33.30M (deposit + AVD stamp duty HK$3,198,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,253
−HK$15,066/mo
▼ 0.25% · 3.875%
HK$247,727
−HK$7,592/mo
Today · 4.125%
HK$255,319
baseline
▲ 0.50% · 4.625%
HK$270,855
+HK$15,536/mo
Deposit HK$22.58M · loan HK$52.68M · min. income ≈ HK$510,638/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$3,198,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,279
−HK$14,441/mo
▼ 0.25% · 3.875%
HK$274,448
−HK$7,272/mo
Today · 4.125%
HK$281,720
baseline
▲ 0.50% · 4.625%
HK$296,570
+HK$14,850/mo
Deposit HK$22.58M · loan HK$52.68M · min. income ≈ HK$563,440/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$3,198,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,897
−HK$19,371/mo
▼ 0.25% · 3.875%
HK$318,506
−HK$9,762/mo
Today · 4.125%
HK$328,268
baseline
▲ 0.50% · 4.625%
HK$348,242
+HK$19,974/mo
Deposit HK$7.53M · loan HK$67.73M · min. income ≈ HK$656,536/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$3,198,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,645
−HK$18,566/mo
▼ 0.25% · 3.875%
HK$352,861
−HK$9,350/mo
Today · 4.125%
HK$362,211
baseline
▲ 0.50% · 4.625%
HK$381,304
+HK$19,093/mo
Deposit HK$7.53M · loan HK$67.73M · min. income ≈ HK$724,422/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$3,198,502 · Scale 2, in force from 26 Feb 2026)