LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,165
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,698
−HK$543/mo
Today · 4.125%
HK$18,241
baseline
▲ 0.50% · 4.625%
HK$19,351
+HK$1,110/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,482/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,095
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,607
−HK$520/mo
Today · 4.125%
HK$20,127
baseline
▲ 0.50% · 4.625%
HK$21,188
+HK$1,061/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,254/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,597
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,238
−HK$651/mo
Today · 4.125%
HK$21,889
baseline
▲ 0.50% · 4.625%
HK$23,221
+HK$1,332/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,778/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,914
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,529
−HK$623/mo
Today · 4.125%
HK$24,152
baseline
▲ 0.50% · 4.625%
HK$25,426
+HK$1,274/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,304/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,030
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,778
−HK$759/mo
Today · 4.125%
HK$25,537
baseline
▲ 0.50% · 4.625%
HK$27,091
+HK$1,554/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$51,074/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,734
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,450
−HK$728/mo
Today · 4.125%
HK$28,178
baseline
▲ 0.50% · 4.625%
HK$29,663
+HK$1,485/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$56,356/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,896
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,857
−HK$977/mo
Today · 4.125%
HK$32,834
baseline
▲ 0.50% · 4.625%
HK$34,831
+HK$1,997/mo
Deposit HK$753K · loan HK$6.77M · min. income ≈ HK$65,668/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,372
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,293
−HK$936/mo
Today · 4.125%
HK$36,229
baseline
▲ 0.50% · 4.625%
HK$38,138
+HK$1,909/mo
Deposit HK$753K · loan HK$6.77M · min. income ≈ HK$72,458/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,824 · Scale 2, in force from 26 Feb 2026)