LTV · monthly repayment
▼ 0.50% · 3.625%
HK$171,685
−HK$10,766/mo
▼ 0.25% · 3.875%
HK$177,025
−HK$5,426/mo
Today · 4.125%
HK$182,451
baseline
▲ 0.50% · 4.625%
HK$193,553
+HK$11,102/mo
Deposit HK$37.65M · loan HK$37.65M · min. income ≈ HK$364,902/mo (50% DSR)
Upfront cash ≈ HK$40.85M (deposit + AVD stamp duty HK$3,199,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,998
−HK$10,319/mo
▼ 0.25% · 3.875%
HK$196,120
−HK$5,197/mo
Today · 4.125%
HK$201,317
baseline
▲ 0.50% · 4.625%
HK$211,928
+HK$10,611/mo
Deposit HK$37.65M · loan HK$37.65M · min. income ≈ HK$402,634/mo (50% DSR)
Upfront cash ≈ HK$40.85M (deposit + AVD stamp duty HK$3,199,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,022
−HK$12,919/mo
▼ 0.25% · 3.875%
HK$212,430
−HK$6,511/mo
Today · 4.125%
HK$218,941
baseline
▲ 0.50% · 4.625%
HK$232,263
+HK$13,322/mo
Deposit HK$30.12M · loan HK$45.18M · min. income ≈ HK$437,882/mo (50% DSR)
Upfront cash ≈ HK$33.32M (deposit + AVD stamp duty HK$3,199,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,197
−HK$12,383/mo
▼ 0.25% · 3.875%
HK$235,344
−HK$6,236/mo
Today · 4.125%
HK$241,580
baseline
▲ 0.50% · 4.625%
HK$254,314
+HK$12,734/mo
Deposit HK$30.12M · loan HK$45.18M · min. income ≈ HK$483,160/mo (50% DSR)
Upfront cash ≈ HK$33.32M (deposit + AVD stamp duty HK$3,199,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,359
−HK$15,073/mo
▼ 0.25% · 3.875%
HK$247,835
−HK$7,597/mo
Today · 4.125%
HK$255,432
baseline
▲ 0.50% · 4.625%
HK$270,974
+HK$15,542/mo
Deposit HK$22.59M · loan HK$52.70M · min. income ≈ HK$510,864/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$3,199,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,397
−HK$14,447/mo
▼ 0.25% · 3.875%
HK$274,568
−HK$7,276/mo
Today · 4.125%
HK$281,844
baseline
▲ 0.50% · 4.625%
HK$296,700
+HK$14,856/mo
Deposit HK$22.59M · loan HK$52.70M · min. income ≈ HK$563,688/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$3,199,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,033
−HK$19,379/mo
▼ 0.25% · 3.875%
HK$318,646
−HK$9,766/mo
Today · 4.125%
HK$328,412
baseline
▲ 0.50% · 4.625%
HK$348,395
+HK$19,983/mo
Deposit HK$7.53M · loan HK$67.76M · min. income ≈ HK$656,824/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$3,199,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,796
−HK$18,574/mo
▼ 0.25% · 3.875%
HK$353,016
−HK$9,354/mo
Today · 4.125%
HK$362,370
baseline
▲ 0.50% · 4.625%
HK$381,471
+HK$19,101/mo
Deposit HK$7.53M · loan HK$67.76M · min. income ≈ HK$724,740/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$3,199,908 · Scale 2, in force from 26 Feb 2026)