LTV · monthly repayment
▼ 0.50% · 3.625%
HK$171,746
−HK$10,770/mo
▼ 0.25% · 3.875%
HK$177,089
−HK$5,427/mo
Today · 4.125%
HK$182,516
baseline
▲ 0.50% · 4.625%
HK$193,622
+HK$11,106/mo
Deposit HK$37.66M · loan HK$37.66M · min. income ≈ HK$365,032/mo (50% DSR)
Upfront cash ≈ HK$40.86M (deposit + AVD stamp duty HK$3,201,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,066
−HK$10,323/mo
▼ 0.25% · 3.875%
HK$196,190
−HK$5,199/mo
Today · 4.125%
HK$201,389
baseline
▲ 0.50% · 4.625%
HK$212,004
+HK$10,615/mo
Deposit HK$37.66M · loan HK$37.66M · min. income ≈ HK$402,778/mo (50% DSR)
Upfront cash ≈ HK$40.86M (deposit + AVD stamp duty HK$3,201,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,096
−HK$12,924/mo
▼ 0.25% · 3.875%
HK$212,506
−HK$6,514/mo
Today · 4.125%
HK$219,020
baseline
▲ 0.50% · 4.625%
HK$232,347
+HK$13,327/mo
Deposit HK$30.13M · loan HK$45.19M · min. income ≈ HK$438,040/mo (50% DSR)
Upfront cash ≈ HK$33.33M (deposit + AVD stamp duty HK$3,201,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,279
−HK$12,388/mo
▼ 0.25% · 3.875%
HK$235,429
−HK$6,238/mo
Today · 4.125%
HK$241,667
baseline
▲ 0.50% · 4.625%
HK$254,405
+HK$12,738/mo
Deposit HK$30.13M · loan HK$45.19M · min. income ≈ HK$483,334/mo (50% DSR)
Upfront cash ≈ HK$33.33M (deposit + AVD stamp duty HK$3,201,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,445
−HK$15,078/mo
▼ 0.25% · 3.875%
HK$247,924
−HK$7,599/mo
Today · 4.125%
HK$255,523
baseline
▲ 0.50% · 4.625%
HK$271,071
+HK$15,548/mo
Deposit HK$22.60M · loan HK$52.72M · min. income ≈ HK$511,046/mo (50% DSR)
Upfront cash ≈ HK$25.80M (deposit + AVD stamp duty HK$3,201,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,493
−HK$14,451/mo
▼ 0.25% · 3.875%
HK$274,667
−HK$7,277/mo
Today · 4.125%
HK$281,944
baseline
▲ 0.50% · 4.625%
HK$296,806
+HK$14,862/mo
Deposit HK$22.60M · loan HK$52.72M · min. income ≈ HK$563,888/mo (50% DSR)
Upfront cash ≈ HK$25.80M (deposit + AVD stamp duty HK$3,201,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,144
−HK$19,386/mo
▼ 0.25% · 3.875%
HK$318,760
−HK$9,770/mo
Today · 4.125%
HK$328,530
baseline
▲ 0.50% · 4.625%
HK$348,520
+HK$19,990/mo
Deposit HK$7.53M · loan HK$67.79M · min. income ≈ HK$657,060/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$3,201,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,919
−HK$18,581/mo
▼ 0.25% · 3.875%
HK$353,143
−HK$9,357/mo
Today · 4.125%
HK$362,500
baseline
▲ 0.50% · 4.625%
HK$381,608
+HK$19,108/mo
Deposit HK$7.53M · loan HK$67.79M · min. income ≈ HK$725,000/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$3,201,054 · Scale 2, in force from 26 Feb 2026)