LTV · monthly repayment
▼ 0.50% · 3.625%
HK$171,799
−HK$10,774/mo
▼ 0.25% · 3.875%
HK$177,143
−HK$5,430/mo
Today · 4.125%
HK$182,573
baseline
▲ 0.50% · 4.625%
HK$193,682
+HK$11,109/mo
Deposit HK$37.67M · loan HK$37.67M · min. income ≈ HK$365,146/mo (50% DSR)
Upfront cash ≈ HK$40.87M (deposit + AVD stamp duty HK$3,202,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,125
−HK$10,326/mo
▼ 0.25% · 3.875%
HK$196,251
−HK$5,200/mo
Today · 4.125%
HK$201,451
baseline
▲ 0.50% · 4.625%
HK$212,070
+HK$10,619/mo
Deposit HK$37.67M · loan HK$37.67M · min. income ≈ HK$402,902/mo (50% DSR)
Upfront cash ≈ HK$40.87M (deposit + AVD stamp duty HK$3,202,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,159
−HK$12,928/mo
▼ 0.25% · 3.875%
HK$212,572
−HK$6,515/mo
Today · 4.125%
HK$219,087
baseline
▲ 0.50% · 4.625%
HK$232,418
+HK$13,331/mo
Deposit HK$30.14M · loan HK$45.21M · min. income ≈ HK$438,174/mo (50% DSR)
Upfront cash ≈ HK$33.34M (deposit + AVD stamp duty HK$3,202,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,350
−HK$12,391/mo
▼ 0.25% · 3.875%
HK$235,501
−HK$6,240/mo
Today · 4.125%
HK$241,741
baseline
▲ 0.50% · 4.625%
HK$254,484
+HK$12,743/mo
Deposit HK$30.14M · loan HK$45.21M · min. income ≈ HK$483,482/mo (50% DSR)
Upfront cash ≈ HK$33.34M (deposit + AVD stamp duty HK$3,202,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,519
−HK$15,083/mo
▼ 0.25% · 3.875%
HK$248,001
−HK$7,601/mo
Today · 4.125%
HK$255,602
baseline
▲ 0.50% · 4.625%
HK$271,155
+HK$15,553/mo
Deposit HK$22.60M · loan HK$52.74M · min. income ≈ HK$511,204/mo (50% DSR)
Upfront cash ≈ HK$25.80M (deposit + AVD stamp duty HK$3,202,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,575
−HK$14,457/mo
▼ 0.25% · 3.875%
HK$274,752
−HK$7,280/mo
Today · 4.125%
HK$282,032
baseline
▲ 0.50% · 4.625%
HK$296,898
+HK$14,866/mo
Deposit HK$22.60M · loan HK$52.74M · min. income ≈ HK$564,064/mo (50% DSR)
Upfront cash ≈ HK$25.80M (deposit + AVD stamp duty HK$3,202,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,239
−HK$19,392/mo
▼ 0.25% · 3.875%
HK$318,858
−HK$9,773/mo
Today · 4.125%
HK$328,631
baseline
▲ 0.50% · 4.625%
HK$348,628
+HK$19,997/mo
Deposit HK$7.53M · loan HK$67.81M · min. income ≈ HK$657,262/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$3,202,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,025
−HK$18,587/mo
▼ 0.25% · 3.875%
HK$353,252
−HK$9,360/mo
Today · 4.125%
HK$362,612
baseline
▲ 0.50% · 4.625%
HK$381,726
+HK$19,114/mo
Deposit HK$7.53M · loan HK$67.81M · min. income ≈ HK$725,224/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$3,202,043 · Scale 2, in force from 26 Feb 2026)