LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,181
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,715
−HK$543/mo
Today · 4.125%
HK$18,258
baseline
▲ 0.50% · 4.625%
HK$19,369
+HK$1,111/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,516/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$226,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,113
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,626
−HK$520/mo
Today · 4.125%
HK$20,146
baseline
▲ 0.50% · 4.625%
HK$21,208
+HK$1,062/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,292/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$226,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,617
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,258
−HK$652/mo
Today · 4.125%
HK$21,910
baseline
▲ 0.50% · 4.625%
HK$23,243
+HK$1,333/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,820/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,936
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,551
−HK$624/mo
Today · 4.125%
HK$24,175
baseline
▲ 0.50% · 4.625%
HK$25,449
+HK$1,274/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,350/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,053
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,801
−HK$760/mo
Today · 4.125%
HK$25,561
baseline
▲ 0.50% · 4.625%
HK$27,116
+HK$1,555/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$51,122/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,758
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,476
−HK$728/mo
Today · 4.125%
HK$28,204
baseline
▲ 0.50% · 4.625%
HK$29,691
+HK$1,487/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$56,408/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,925
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,887
−HK$977/mo
Today · 4.125%
HK$32,864
baseline
▲ 0.50% · 4.625%
HK$34,864
+HK$2,000/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$65,728/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$226,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,404
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,326
−HK$936/mo
Today · 4.125%
HK$36,262
baseline
▲ 0.50% · 4.625%
HK$38,174
+HK$1,912/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$72,524/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$226,035 · Scale 2, in force from 26 Feb 2026)