LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,184
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,718
−HK$543/mo
Today · 4.125%
HK$18,261
baseline
▲ 0.50% · 4.625%
HK$19,372
+HK$1,111/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,522/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$226,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,117
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,629
−HK$520/mo
Today · 4.125%
HK$20,149
baseline
▲ 0.50% · 4.625%
HK$21,211
+HK$1,062/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,298/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$226,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,620
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,262
−HK$651/mo
Today · 4.125%
HK$21,913
baseline
▲ 0.50% · 4.625%
HK$23,247
+HK$1,334/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,826/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,940
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,555
−HK$624/mo
Today · 4.125%
HK$24,179
baseline
▲ 0.50% · 4.625%
HK$25,454
+HK$1,275/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,358/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,057
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,805
−HK$761/mo
Today · 4.125%
HK$25,566
baseline
▲ 0.50% · 4.625%
HK$27,121
+HK$1,555/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,132/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,763
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,481
−HK$728/mo
Today · 4.125%
HK$28,209
baseline
▲ 0.50% · 4.625%
HK$29,696
+HK$1,487/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,418/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,930
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,893
−HK$977/mo
Today · 4.125%
HK$32,870
baseline
▲ 0.50% · 4.625%
HK$34,870
+HK$2,000/mo
Deposit HK$754K · loan HK$6.78M · min. income ≈ HK$65,740/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$226,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,410
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,333
−HK$936/mo
Today · 4.125%
HK$36,269
baseline
▲ 0.50% · 4.625%
HK$38,181
+HK$1,912/mo
Deposit HK$754K · loan HK$6.78M · min. income ≈ HK$72,538/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$226,075 · Scale 2, in force from 26 Feb 2026)