LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,187
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,721
−HK$543/mo
Today · 4.125%
HK$18,264
baseline
▲ 0.50% · 4.625%
HK$19,376
+HK$1,112/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,528/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$226,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,120
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,633
−HK$520/mo
Today · 4.125%
HK$20,153
baseline
▲ 0.50% · 4.625%
HK$21,215
+HK$1,062/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,306/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$226,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,624
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,266
−HK$651/mo
Today · 4.125%
HK$21,917
baseline
▲ 0.50% · 4.625%
HK$23,251
+HK$1,334/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,834/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,944
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,559
−HK$625/mo
Today · 4.125%
HK$24,184
baseline
▲ 0.50% · 4.625%
HK$25,458
+HK$1,274/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,368/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,061
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,810
−HK$760/mo
Today · 4.125%
HK$25,570
baseline
▲ 0.50% · 4.625%
HK$27,126
+HK$1,556/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,140/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,768
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,486
−HK$728/mo
Today · 4.125%
HK$28,214
baseline
▲ 0.50% · 4.625%
HK$29,701
+HK$1,487/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,428/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,936
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,898
−HK$978/mo
Today · 4.125%
HK$32,876
baseline
▲ 0.50% · 4.625%
HK$34,876
+HK$2,000/mo
Deposit HK$754K · loan HK$6.78M · min. income ≈ HK$65,752/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$226,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,416
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,339
−HK$936/mo
Today · 4.125%
HK$36,275
baseline
▲ 0.50% · 4.625%
HK$38,188
+HK$1,913/mo
Deposit HK$754K · loan HK$6.78M · min. income ≈ HK$72,550/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$226,116 · Scale 2, in force from 26 Feb 2026)