LTV · monthly repayment
▼ 0.50% · 3.625%
HK$171,874
−HK$10,778/mo
▼ 0.25% · 3.875%
HK$177,220
−HK$5,432/mo
Today · 4.125%
HK$182,652
baseline
▲ 0.50% · 4.625%
HK$193,766
+HK$11,114/mo
Deposit HK$37.69M · loan HK$37.69M · min. income ≈ HK$365,304/mo (50% DSR)
Upfront cash ≈ HK$40.89M (deposit + AVD stamp duty HK$3,203,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,208
−HK$10,331/mo
▼ 0.25% · 3.875%
HK$196,336
−HK$5,203/mo
Today · 4.125%
HK$201,539
baseline
▲ 0.50% · 4.625%
HK$212,162
+HK$10,623/mo
Deposit HK$37.69M · loan HK$37.69M · min. income ≈ HK$403,078/mo (50% DSR)
Upfront cash ≈ HK$40.89M (deposit + AVD stamp duty HK$3,203,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,249
−HK$12,933/mo
▼ 0.25% · 3.875%
HK$212,664
−HK$6,518/mo
Today · 4.125%
HK$219,182
baseline
▲ 0.50% · 4.625%
HK$232,519
+HK$13,337/mo
Deposit HK$30.15M · loan HK$45.22M · min. income ≈ HK$438,364/mo (50% DSR)
Upfront cash ≈ HK$33.35M (deposit + AVD stamp duty HK$3,203,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,450
−HK$12,396/mo
▼ 0.25% · 3.875%
HK$235,604
−HK$6,242/mo
Today · 4.125%
HK$241,846
baseline
▲ 0.50% · 4.625%
HK$254,594
+HK$12,748/mo
Deposit HK$30.15M · loan HK$45.22M · min. income ≈ HK$483,692/mo (50% DSR)
Upfront cash ≈ HK$33.35M (deposit + AVD stamp duty HK$3,203,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,624
−HK$15,089/mo
▼ 0.25% · 3.875%
HK$248,108
−HK$7,605/mo
Today · 4.125%
HK$255,713
baseline
▲ 0.50% · 4.625%
HK$271,272
+HK$15,559/mo
Deposit HK$22.61M · loan HK$52.76M · min. income ≈ HK$511,426/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$3,203,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,691
−HK$14,463/mo
▼ 0.25% · 3.875%
HK$274,871
−HK$7,283/mo
Today · 4.125%
HK$282,154
baseline
▲ 0.50% · 4.625%
HK$297,027
+HK$14,873/mo
Deposit HK$22.61M · loan HK$52.76M · min. income ≈ HK$564,308/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$3,203,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,373
−HK$19,401/mo
▼ 0.25% · 3.875%
HK$318,997
−HK$9,777/mo
Today · 4.125%
HK$328,774
baseline
▲ 0.50% · 4.625%
HK$348,779
+HK$20,005/mo
Deposit HK$7.54M · loan HK$67.84M · min. income ≈ HK$657,548/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$3,203,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,175
−HK$18,594/mo
▼ 0.25% · 3.875%
HK$353,405
−HK$9,364/mo
Today · 4.125%
HK$362,769
baseline
▲ 0.50% · 4.625%
HK$381,891
+HK$19,122/mo
Deposit HK$7.54M · loan HK$67.84M · min. income ≈ HK$725,538/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$3,203,433 · Scale 2, in force from 26 Feb 2026)