LTV · monthly repayment
▼ 0.50% · 3.625%
HK$171,912
−HK$10,780/mo
▼ 0.25% · 3.875%
HK$177,259
−HK$5,433/mo
Today · 4.125%
HK$182,692
baseline
▲ 0.50% · 4.625%
HK$193,808
+HK$11,116/mo
Deposit HK$37.70M · loan HK$37.70M · min. income ≈ HK$365,384/mo (50% DSR)
Upfront cash ≈ HK$40.90M (deposit + AVD stamp duty HK$3,204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,250
−HK$10,333/mo
▼ 0.25% · 3.875%
HK$196,379
−HK$5,204/mo
Today · 4.125%
HK$201,583
baseline
▲ 0.50% · 4.625%
HK$212,208
+HK$10,625/mo
Deposit HK$37.70M · loan HK$37.70M · min. income ≈ HK$403,166/mo (50% DSR)
Upfront cash ≈ HK$40.90M (deposit + AVD stamp duty HK$3,204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,294
−HK$12,937/mo
▼ 0.25% · 3.875%
HK$212,711
−HK$6,520/mo
Today · 4.125%
HK$219,231
baseline
▲ 0.50% · 4.625%
HK$232,570
+HK$13,339/mo
Deposit HK$30.16M · loan HK$45.23M · min. income ≈ HK$438,462/mo (50% DSR)
Upfront cash ≈ HK$33.36M (deposit + AVD stamp duty HK$3,204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,500
−HK$12,399/mo
▼ 0.25% · 3.875%
HK$235,655
−HK$6,244/mo
Today · 4.125%
HK$241,899
baseline
▲ 0.50% · 4.625%
HK$254,650
+HK$12,751/mo
Deposit HK$30.16M · loan HK$45.23M · min. income ≈ HK$483,798/mo (50% DSR)
Upfront cash ≈ HK$33.36M (deposit + AVD stamp duty HK$3,204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,676
−HK$15,093/mo
▼ 0.25% · 3.875%
HK$248,163
−HK$7,606/mo
Today · 4.125%
HK$255,769
baseline
▲ 0.50% · 4.625%
HK$271,332
+HK$15,563/mo
Deposit HK$22.62M · loan HK$52.77M · min. income ≈ HK$511,538/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$3,204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,750
−HK$14,466/mo
▼ 0.25% · 3.875%
HK$274,931
−HK$7,285/mo
Today · 4.125%
HK$282,216
baseline
▲ 0.50% · 4.625%
HK$297,092
+HK$14,876/mo
Deposit HK$22.62M · loan HK$52.77M · min. income ≈ HK$564,432/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$3,204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,441
−HK$19,405/mo
▼ 0.25% · 3.875%
HK$319,066
−HK$9,780/mo
Today · 4.125%
HK$328,846
baseline
▲ 0.50% · 4.625%
HK$348,855
+HK$20,009/mo
Deposit HK$7.54M · loan HK$67.85M · min. income ≈ HK$657,692/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$3,204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,250
−HK$18,599/mo
▼ 0.25% · 3.875%
HK$353,483
−HK$9,366/mo
Today · 4.125%
HK$362,849
baseline
▲ 0.50% · 4.625%
HK$381,975
+HK$19,126/mo
Deposit HK$7.54M · loan HK$67.85M · min. income ≈ HK$725,698/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$3,204,135 · Scale 2, in force from 26 Feb 2026)