LTV · monthly repayment
▼ 0.50% · 3.625%
HK$171,971
−HK$10,784/mo
▼ 0.25% · 3.875%
HK$177,320
−HK$5,435/mo
Today · 4.125%
HK$182,755
baseline
▲ 0.50% · 4.625%
HK$193,875
+HK$11,120/mo
Deposit HK$37.71M · loan HK$37.71M · min. income ≈ HK$365,510/mo (50% DSR)
Upfront cash ≈ HK$40.91M (deposit + AVD stamp duty HK$3,205,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,316
−HK$10,336/mo
▼ 0.25% · 3.875%
HK$196,447
−HK$5,205/mo
Today · 4.125%
HK$201,652
baseline
▲ 0.50% · 4.625%
HK$212,281
+HK$10,629/mo
Deposit HK$37.71M · loan HK$37.71M · min. income ≈ HK$403,304/mo (50% DSR)
Upfront cash ≈ HK$40.91M (deposit + AVD stamp duty HK$3,205,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,365
−HK$12,941/mo
▼ 0.25% · 3.875%
HK$212,784
−HK$6,522/mo
Today · 4.125%
HK$219,306
baseline
▲ 0.50% · 4.625%
HK$232,650
+HK$13,344/mo
Deposit HK$30.17M · loan HK$45.25M · min. income ≈ HK$438,612/mo (50% DSR)
Upfront cash ≈ HK$33.37M (deposit + AVD stamp duty HK$3,205,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,579
−HK$12,404/mo
▼ 0.25% · 3.875%
HK$235,736
−HK$6,247/mo
Today · 4.125%
HK$241,983
baseline
▲ 0.50% · 4.625%
HK$254,738
+HK$12,755/mo
Deposit HK$30.17M · loan HK$45.25M · min. income ≈ HK$483,966/mo (50% DSR)
Upfront cash ≈ HK$33.37M (deposit + AVD stamp duty HK$3,205,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,759
−HK$15,098/mo
▼ 0.25% · 3.875%
HK$248,248
−HK$7,609/mo
Today · 4.125%
HK$255,857
baseline
▲ 0.50% · 4.625%
HK$271,425
+HK$15,568/mo
Deposit HK$22.63M · loan HK$52.79M · min. income ≈ HK$511,714/mo (50% DSR)
Upfront cash ≈ HK$25.83M (deposit + AVD stamp duty HK$3,205,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,842
−HK$14,471/mo
▼ 0.25% · 3.875%
HK$275,026
−HK$7,287/mo
Today · 4.125%
HK$282,313
baseline
▲ 0.50% · 4.625%
HK$297,194
+HK$14,881/mo
Deposit HK$22.63M · loan HK$52.79M · min. income ≈ HK$564,626/mo (50% DSR)
Upfront cash ≈ HK$25.83M (deposit + AVD stamp duty HK$3,205,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,548
−HK$19,411/mo
▼ 0.25% · 3.875%
HK$319,176
−HK$9,783/mo
Today · 4.125%
HK$328,959
baseline
▲ 0.50% · 4.625%
HK$348,975
+HK$20,016/mo
Deposit HK$7.54M · loan HK$67.88M · min. income ≈ HK$657,918/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$3,205,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,369
−HK$18,605/mo
▼ 0.25% · 3.875%
HK$353,604
−HK$9,370/mo
Today · 4.125%
HK$362,974
baseline
▲ 0.50% · 4.625%
HK$382,107
+HK$19,133/mo
Deposit HK$7.54M · loan HK$67.88M · min. income ≈ HK$725,948/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$3,205,238 · Scale 2, in force from 26 Feb 2026)