LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,198
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,733
−HK$544/mo
Today · 4.125%
HK$18,277
baseline
▲ 0.50% · 4.625%
HK$19,389
+HK$1,112/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,554/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,133
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,646
−HK$520/mo
Today · 4.125%
HK$20,166
baseline
▲ 0.50% · 4.625%
HK$21,229
+HK$1,063/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,332/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,638
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,280
−HK$652/mo
Today · 4.125%
HK$21,932
baseline
▲ 0.50% · 4.625%
HK$23,266
+HK$1,334/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,864/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,959
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,575
−HK$625/mo
Today · 4.125%
HK$24,200
baseline
▲ 0.50% · 4.625%
HK$25,475
+HK$1,275/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,400/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,077
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,826
−HK$761/mo
Today · 4.125%
HK$25,587
baseline
▲ 0.50% · 4.625%
HK$27,144
+HK$1,557/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,174/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,786
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,504
−HK$729/mo
Today · 4.125%
HK$28,233
baseline
▲ 0.50% · 4.625%
HK$29,721
+HK$1,488/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,466/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,957
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,919
−HK$979/mo
Today · 4.125%
HK$32,898
baseline
▲ 0.50% · 4.625%
HK$34,900
+HK$2,002/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$65,796/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$226,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,439
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,362
−HK$937/mo
Today · 4.125%
HK$36,299
baseline
▲ 0.50% · 4.625%
HK$38,213
+HK$1,914/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$72,598/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$226,265 · Scale 2, in force from 26 Feb 2026)