LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,199
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,734
−HK$543/mo
Today · 4.125%
HK$18,277
baseline
▲ 0.50% · 4.625%
HK$19,389
+HK$1,112/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,554/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,133
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,646
−HK$521/mo
Today · 4.125%
HK$20,167
baseline
▲ 0.50% · 4.625%
HK$21,230
+HK$1,063/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,334/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,638
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,280
−HK$652/mo
Today · 4.125%
HK$21,932
baseline
▲ 0.50% · 4.625%
HK$23,267
+HK$1,335/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,864/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,960
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,576
−HK$624/mo
Today · 4.125%
HK$24,200
baseline
▲ 0.50% · 4.625%
HK$25,476
+HK$1,276/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,400/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,078
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,827
−HK$761/mo
Today · 4.125%
HK$25,588
baseline
▲ 0.50% · 4.625%
HK$27,145
+HK$1,557/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,176/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,786
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,505
−HK$729/mo
Today · 4.125%
HK$28,234
baseline
▲ 0.50% · 4.625%
HK$29,722
+HK$1,488/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,468/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,957
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,920
−HK$979/mo
Today · 4.125%
HK$32,899
baseline
▲ 0.50% · 4.625%
HK$34,900
+HK$2,001/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$65,798/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,440
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,363
−HK$937/mo
Today · 4.125%
HK$36,300
baseline
▲ 0.50% · 4.625%
HK$38,214
+HK$1,914/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$72,600/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,272 · Scale 2, in force from 26 Feb 2026)