LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,201
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,736
−HK$544/mo
Today · 4.125%
HK$18,280
baseline
▲ 0.50% · 4.625%
HK$19,392
+HK$1,112/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,560/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,136
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,649
−HK$521/mo
Today · 4.125%
HK$20,170
baseline
▲ 0.50% · 4.625%
HK$21,233
+HK$1,063/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,340/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,641
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,283
−HK$652/mo
Today · 4.125%
HK$21,935
baseline
▲ 0.50% · 4.625%
HK$23,270
+HK$1,335/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,870/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,963
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,579
−HK$625/mo
Today · 4.125%
HK$24,204
baseline
▲ 0.50% · 4.625%
HK$25,479
+HK$1,275/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,408/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,081
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,830
−HK$761/mo
Today · 4.125%
HK$25,591
baseline
▲ 0.50% · 4.625%
HK$27,149
+HK$1,558/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,182/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,790
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,509
−HK$729/mo
Today · 4.125%
HK$28,238
baseline
▲ 0.50% · 4.625%
HK$29,726
+HK$1,488/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,476/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,962
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,925
−HK$978/mo
Today · 4.125%
HK$32,903
baseline
▲ 0.50% · 4.625%
HK$34,905
+HK$2,002/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$65,806/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,445
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,368
−HK$937/mo
Today · 4.125%
HK$36,305
baseline
▲ 0.50% · 4.625%
HK$38,219
+HK$1,914/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$72,610/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,303 · Scale 2, in force from 26 Feb 2026)