LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,203
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,738
−HK$543/mo
Today · 4.125%
HK$18,281
baseline
▲ 0.50% · 4.625%
HK$19,394
+HK$1,113/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,562/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,138
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,651
−HK$521/mo
Today · 4.125%
HK$20,172
baseline
▲ 0.50% · 4.625%
HK$21,235
+HK$1,063/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,344/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,643
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,285
−HK$653/mo
Today · 4.125%
HK$21,938
baseline
▲ 0.50% · 4.625%
HK$23,273
+HK$1,335/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,876/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,965
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,581
−HK$625/mo
Today · 4.125%
HK$24,206
baseline
▲ 0.50% · 4.625%
HK$25,482
+HK$1,276/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,412/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,084
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,833
−HK$761/mo
Today · 4.125%
HK$25,594
baseline
▲ 0.50% · 4.625%
HK$27,151
+HK$1,557/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,188/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,793
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,511
−HK$729/mo
Today · 4.125%
HK$28,240
baseline
▲ 0.50% · 4.625%
HK$29,729
+HK$1,489/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,480/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,965
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,928
−HK$978/mo
Today · 4.125%
HK$32,906
baseline
▲ 0.50% · 4.625%
HK$34,909
+HK$2,003/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$65,812/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,448
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,372
−HK$937/mo
Today · 4.125%
HK$36,309
baseline
▲ 0.50% · 4.625%
HK$38,223
+HK$1,914/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$72,618/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,325 · Scale 2, in force from 26 Feb 2026)