LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,205
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,740
−HK$543/mo
Today · 4.125%
HK$18,283
baseline
▲ 0.50% · 4.625%
HK$19,396
+HK$1,113/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,566/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,140
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,653
−HK$521/mo
Today · 4.125%
HK$20,174
baseline
▲ 0.50% · 4.625%
HK$21,237
+HK$1,063/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,348/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,645
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,288
−HK$652/mo
Today · 4.125%
HK$21,940
baseline
▲ 0.50% · 4.625%
HK$23,275
+HK$1,335/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,880/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,968
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,584
−HK$625/mo
Today · 4.125%
HK$24,209
baseline
▲ 0.50% · 4.625%
HK$25,485
+HK$1,276/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,418/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,086
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,836
−HK$761/mo
Today · 4.125%
HK$25,597
baseline
▲ 0.50% · 4.625%
HK$27,154
+HK$1,557/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,194/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,796
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,514
−HK$729/mo
Today · 4.125%
HK$28,243
baseline
▲ 0.50% · 4.625%
HK$29,732
+HK$1,489/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,486/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,968
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,931
−HK$979/mo
Today · 4.125%
HK$32,910
baseline
▲ 0.50% · 4.625%
HK$34,913
+HK$2,003/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$65,820/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,452
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,376
−HK$937/mo
Today · 4.125%
HK$36,313
baseline
▲ 0.50% · 4.625%
HK$38,227
+HK$1,914/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$72,626/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,350 · Scale 2, in force from 26 Feb 2026)