LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,069
−HK$10,790/mo
▼ 0.25% · 3.875%
HK$177,421
−HK$5,438/mo
Today · 4.125%
HK$182,859
baseline
▲ 0.50% · 4.625%
HK$193,986
+HK$11,127/mo
Deposit HK$37.73M · loan HK$37.73M · min. income ≈ HK$365,718/mo (50% DSR)
Upfront cash ≈ HK$40.94M (deposit + AVD stamp duty HK$3,207,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,425
−HK$10,342/mo
▼ 0.25% · 3.875%
HK$196,559
−HK$5,208/mo
Today · 4.125%
HK$201,767
baseline
▲ 0.50% · 4.625%
HK$212,403
+HK$10,636/mo
Deposit HK$37.73M · loan HK$37.73M · min. income ≈ HK$403,534/mo (50% DSR)
Upfront cash ≈ HK$40.94M (deposit + AVD stamp duty HK$3,207,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,483
−HK$12,948/mo
▼ 0.25% · 3.875%
HK$212,906
−HK$6,525/mo
Today · 4.125%
HK$219,431
baseline
▲ 0.50% · 4.625%
HK$232,783
+HK$13,352/mo
Deposit HK$30.18M · loan HK$45.28M · min. income ≈ HK$438,862/mo (50% DSR)
Upfront cash ≈ HK$33.39M (deposit + AVD stamp duty HK$3,207,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,710
−HK$12,410/mo
▼ 0.25% · 3.875%
HK$235,871
−HK$6,249/mo
Today · 4.125%
HK$242,120
baseline
▲ 0.50% · 4.625%
HK$254,883
+HK$12,763/mo
Deposit HK$30.18M · loan HK$45.28M · min. income ≈ HK$484,240/mo (50% DSR)
Upfront cash ≈ HK$33.39M (deposit + AVD stamp duty HK$3,207,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,897
−HK$15,106/mo
▼ 0.25% · 3.875%
HK$248,390
−HK$7,613/mo
Today · 4.125%
HK$256,003
baseline
▲ 0.50% · 4.625%
HK$271,580
+HK$15,577/mo
Deposit HK$22.64M · loan HK$52.82M · min. income ≈ HK$512,006/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$3,207,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,995
−HK$14,479/mo
▼ 0.25% · 3.875%
HK$275,182
−HK$7,292/mo
Today · 4.125%
HK$282,474
baseline
▲ 0.50% · 4.625%
HK$297,364
+HK$14,890/mo
Deposit HK$22.64M · loan HK$52.82M · min. income ≈ HK$564,948/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$3,207,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,724
−HK$19,423/mo
▼ 0.25% · 3.875%
HK$319,358
−HK$9,789/mo
Today · 4.125%
HK$329,147
baseline
▲ 0.50% · 4.625%
HK$349,174
+HK$20,027/mo
Deposit HK$7.55M · loan HK$67.91M · min. income ≈ HK$658,294/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$3,207,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,565
−HK$18,616/mo
▼ 0.25% · 3.875%
HK$353,806
−HK$9,375/mo
Today · 4.125%
HK$363,181
baseline
▲ 0.50% · 4.625%
HK$382,325
+HK$19,144/mo
Deposit HK$7.55M · loan HK$67.91M · min. income ≈ HK$726,362/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$3,207,065 · Scale 2, in force from 26 Feb 2026)