LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,078
−HK$10,791/mo
▼ 0.25% · 3.875%
HK$177,431
−HK$5,438/mo
Today · 4.125%
HK$182,869
baseline
▲ 0.50% · 4.625%
HK$193,996
+HK$11,127/mo
Deposit HK$37.73M · loan HK$37.73M · min. income ≈ HK$365,738/mo (50% DSR)
Upfront cash ≈ HK$40.94M (deposit + AVD stamp duty HK$3,207,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,435
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$196,569
−HK$5,209/mo
Today · 4.125%
HK$201,778
baseline
▲ 0.50% · 4.625%
HK$212,414
+HK$10,636/mo
Deposit HK$37.73M · loan HK$37.73M · min. income ≈ HK$403,556/mo (50% DSR)
Upfront cash ≈ HK$40.94M (deposit + AVD stamp duty HK$3,207,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,494
−HK$12,949/mo
▼ 0.25% · 3.875%
HK$212,917
−HK$6,526/mo
Today · 4.125%
HK$219,443
baseline
▲ 0.50% · 4.625%
HK$232,795
+HK$13,352/mo
Deposit HK$30.19M · loan HK$45.28M · min. income ≈ HK$438,886/mo (50% DSR)
Upfront cash ≈ HK$33.39M (deposit + AVD stamp duty HK$3,207,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,722
−HK$12,412/mo
▼ 0.25% · 3.875%
HK$235,883
−HK$6,251/mo
Today · 4.125%
HK$242,134
baseline
▲ 0.50% · 4.625%
HK$254,897
+HK$12,763/mo
Deposit HK$30.19M · loan HK$45.28M · min. income ≈ HK$484,268/mo (50% DSR)
Upfront cash ≈ HK$33.39M (deposit + AVD stamp duty HK$3,207,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,910
−HK$15,107/mo
▼ 0.25% · 3.875%
HK$248,403
−HK$7,614/mo
Today · 4.125%
HK$256,017
baseline
▲ 0.50% · 4.625%
HK$271,595
+HK$15,578/mo
Deposit HK$22.64M · loan HK$52.83M · min. income ≈ HK$512,034/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$3,207,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,009
−HK$14,480/mo
▼ 0.25% · 3.875%
HK$275,197
−HK$7,292/mo
Today · 4.125%
HK$282,489
baseline
▲ 0.50% · 4.625%
HK$297,380
+HK$14,891/mo
Deposit HK$22.64M · loan HK$52.83M · min. income ≈ HK$564,978/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$3,207,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,741
−HK$19,423/mo
▼ 0.25% · 3.875%
HK$319,375
−HK$9,789/mo
Today · 4.125%
HK$329,164
baseline
▲ 0.50% · 4.625%
HK$349,193
+HK$20,029/mo
Deposit HK$7.55M · loan HK$67.92M · min. income ≈ HK$658,328/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$3,207,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,584
−HK$18,616/mo
▼ 0.25% · 3.875%
HK$353,825
−HK$9,375/mo
Today · 4.125%
HK$363,200
baseline
▲ 0.50% · 4.625%
HK$382,345
+HK$19,145/mo
Deposit HK$7.55M · loan HK$67.92M · min. income ≈ HK$726,400/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$3,207,238 · Scale 2, in force from 26 Feb 2026)