LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,099
−HK$10,792/mo
▼ 0.25% · 3.875%
HK$177,452
−HK$5,439/mo
Today · 4.125%
HK$182,891
baseline
▲ 0.50% · 4.625%
HK$194,020
+HK$11,129/mo
Deposit HK$37.74M · loan HK$37.74M · min. income ≈ HK$365,782/mo (50% DSR)
Upfront cash ≈ HK$40.94M (deposit + AVD stamp duty HK$3,207,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,459
−HK$10,344/mo
▼ 0.25% · 3.875%
HK$196,593
−HK$5,210/mo
Today · 4.125%
HK$201,803
baseline
▲ 0.50% · 4.625%
HK$212,440
+HK$10,637/mo
Deposit HK$37.74M · loan HK$37.74M · min. income ≈ HK$403,606/mo (50% DSR)
Upfront cash ≈ HK$40.94M (deposit + AVD stamp duty HK$3,207,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,519
−HK$12,951/mo
▼ 0.25% · 3.875%
HK$212,943
−HK$6,527/mo
Today · 4.125%
HK$219,470
baseline
▲ 0.50% · 4.625%
HK$232,824
+HK$13,354/mo
Deposit HK$30.19M · loan HK$45.28M · min. income ≈ HK$438,940/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$3,207,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,750
−HK$12,413/mo
▼ 0.25% · 3.875%
HK$235,912
−HK$6,251/mo
Today · 4.125%
HK$242,163
baseline
▲ 0.50% · 4.625%
HK$254,928
+HK$12,765/mo
Deposit HK$30.19M · loan HK$45.28M · min. income ≈ HK$484,326/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$3,207,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,939
−HK$15,109/mo
▼ 0.25% · 3.875%
HK$248,433
−HK$7,615/mo
Today · 4.125%
HK$256,048
baseline
▲ 0.50% · 4.625%
HK$271,628
+HK$15,580/mo
Deposit HK$22.64M · loan HK$52.83M · min. income ≈ HK$512,096/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$3,207,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,042
−HK$14,482/mo
▼ 0.25% · 3.875%
HK$275,231
−HK$7,293/mo
Today · 4.125%
HK$282,524
baseline
▲ 0.50% · 4.625%
HK$297,416
+HK$14,892/mo
Deposit HK$22.64M · loan HK$52.83M · min. income ≈ HK$565,048/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$3,207,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,779
−HK$19,425/mo
▼ 0.25% · 3.875%
HK$319,414
−HK$9,790/mo
Today · 4.125%
HK$329,204
baseline
▲ 0.50% · 4.625%
HK$349,236
+HK$20,032/mo
Deposit HK$7.55M · loan HK$67.93M · min. income ≈ HK$658,408/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$3,207,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,626
−HK$18,619/mo
▼ 0.25% · 3.875%
HK$353,868
−HK$9,377/mo
Today · 4.125%
HK$363,245
baseline
▲ 0.50% · 4.625%
HK$382,392
+HK$19,147/mo
Deposit HK$7.55M · loan HK$67.93M · min. income ≈ HK$726,490/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$3,207,629 · Scale 2, in force from 26 Feb 2026)