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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$75.48M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$240,954
−HK$15,110/mo
▼ 0.25% · 3.875%
HK$248,450
−HK$7,614/mo
Today · 4.125%
HK$256,064
baseline
▲ 0.50% · 4.625%
HK$271,645
+HK$15,581/mo
Deposit HK$22.64M · loan HK$52.83M · min. income ≈ HK$512,128/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$3,207,837 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com