LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,213
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,749
−HK$544/mo
Today · 4.125%
HK$18,293
baseline
▲ 0.50% · 4.625%
HK$19,406
+HK$1,113/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,586/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,150
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,663
−HK$521/mo
Today · 4.125%
HK$20,184
baseline
▲ 0.50% · 4.625%
HK$21,248
+HK$1,064/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,368/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,656
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,299
−HK$652/mo
Today · 4.125%
HK$21,951
baseline
▲ 0.50% · 4.625%
HK$23,287
+HK$1,336/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,902/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,980
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,596
−HK$625/mo
Today · 4.125%
HK$24,221
baseline
▲ 0.50% · 4.625%
HK$25,498
+HK$1,277/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,442/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,099
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,848
−HK$762/mo
Today · 4.125%
HK$25,610
baseline
▲ 0.50% · 4.625%
HK$27,168
+HK$1,558/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,220/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,810
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,529
−HK$729/mo
Today · 4.125%
HK$28,258
baseline
▲ 0.50% · 4.625%
HK$29,748
+HK$1,490/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,516/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,984
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,948
−HK$979/mo
Today · 4.125%
HK$32,927
baseline
▲ 0.50% · 4.625%
HK$34,931
+HK$2,004/mo
Deposit HK$755K · loan HK$6.79M · min. income ≈ HK$65,854/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,469
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,394
−HK$938/mo
Today · 4.125%
HK$36,332
baseline
▲ 0.50% · 4.625%
HK$38,247
+HK$1,915/mo
Deposit HK$755K · loan HK$6.79M · min. income ≈ HK$72,664/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,467 · Scale 2, in force from 26 Feb 2026)