LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,139
−HK$10,795/mo
▼ 0.25% · 3.875%
HK$177,494
−HK$5,440/mo
Today · 4.125%
HK$182,934
baseline
▲ 0.50% · 4.625%
HK$194,065
+HK$11,131/mo
Deposit HK$37.75M · loan HK$37.75M · min. income ≈ HK$365,868/mo (50% DSR)
Upfront cash ≈ HK$40.95M (deposit + AVD stamp duty HK$3,208,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,503
−HK$10,346/mo
▼ 0.25% · 3.875%
HK$196,639
−HK$5,210/mo
Today · 4.125%
HK$201,849
baseline
▲ 0.50% · 4.625%
HK$212,489
+HK$10,640/mo
Deposit HK$37.75M · loan HK$37.75M · min. income ≈ HK$403,698/mo (50% DSR)
Upfront cash ≈ HK$40.95M (deposit + AVD stamp duty HK$3,208,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,567
−HK$12,953/mo
▼ 0.25% · 3.875%
HK$212,992
−HK$6,528/mo
Today · 4.125%
HK$219,520
baseline
▲ 0.50% · 4.625%
HK$232,878
+HK$13,358/mo
Deposit HK$30.20M · loan HK$45.29M · min. income ≈ HK$439,040/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$3,208,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,804
−HK$12,415/mo
▼ 0.25% · 3.875%
HK$235,967
−HK$6,252/mo
Today · 4.125%
HK$242,219
baseline
▲ 0.50% · 4.625%
HK$254,987
+HK$12,768/mo
Deposit HK$30.20M · loan HK$45.29M · min. income ≈ HK$484,438/mo (50% DSR)
Upfront cash ≈ HK$33.40M (deposit + AVD stamp duty HK$3,208,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,995
−HK$15,112/mo
▼ 0.25% · 3.875%
HK$248,491
−HK$7,616/mo
Today · 4.125%
HK$256,107
baseline
▲ 0.50% · 4.625%
HK$271,691
+HK$15,584/mo
Deposit HK$22.65M · loan HK$52.84M · min. income ≈ HK$512,214/mo (50% DSR)
Upfront cash ≈ HK$25.86M (deposit + AVD stamp duty HK$3,208,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,104
−HK$14,485/mo
▼ 0.25% · 3.875%
HK$275,295
−HK$7,294/mo
Today · 4.125%
HK$282,589
baseline
▲ 0.50% · 4.625%
HK$297,485
+HK$14,896/mo
Deposit HK$22.65M · loan HK$52.84M · min. income ≈ HK$565,178/mo (50% DSR)
Upfront cash ≈ HK$25.86M (deposit + AVD stamp duty HK$3,208,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,850
−HK$19,431/mo
▼ 0.25% · 3.875%
HK$319,488
−HK$9,793/mo
Today · 4.125%
HK$329,281
baseline
▲ 0.50% · 4.625%
HK$349,317
+HK$20,036/mo
Deposit HK$7.55M · loan HK$67.94M · min. income ≈ HK$658,562/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$3,208,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,705
−HK$18,624/mo
▼ 0.25% · 3.875%
HK$353,950
−HK$9,379/mo
Today · 4.125%
HK$363,329
baseline
▲ 0.50% · 4.625%
HK$382,480
+HK$19,151/mo
Deposit HK$7.55M · loan HK$67.94M · min. income ≈ HK$726,658/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$3,208,371 · Scale 2, in force from 26 Feb 2026)