LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,215
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,750
−HK$544/mo
Today · 4.125%
HK$18,294
baseline
▲ 0.50% · 4.625%
HK$19,407
+HK$1,113/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,588/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,151
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,665
−HK$521/mo
Today · 4.125%
HK$20,186
baseline
▲ 0.50% · 4.625%
HK$21,250
+HK$1,064/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,372/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,657
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,300
−HK$653/mo
Today · 4.125%
HK$21,953
baseline
▲ 0.50% · 4.625%
HK$23,289
+HK$1,336/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,906/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,981
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,598
−HK$625/mo
Today · 4.125%
HK$24,223
baseline
▲ 0.50% · 4.625%
HK$25,500
+HK$1,277/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,446/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,100
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,850
−HK$762/mo
Today · 4.125%
HK$25,612
baseline
▲ 0.50% · 4.625%
HK$27,170
+HK$1,558/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,224/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,811
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,531
−HK$729/mo
Today · 4.125%
HK$28,260
baseline
▲ 0.50% · 4.625%
HK$29,750
+HK$1,490/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,520/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,986
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,950
−HK$979/mo
Today · 4.125%
HK$32,929
baseline
▲ 0.50% · 4.625%
HK$34,933
+HK$2,004/mo
Deposit HK$755K · loan HK$6.79M · min. income ≈ HK$65,858/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,472
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,396
−HK$938/mo
Today · 4.125%
HK$36,334
baseline
▲ 0.50% · 4.625%
HK$38,250
+HK$1,916/mo
Deposit HK$755K · loan HK$6.79M · min. income ≈ HK$72,668/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,483 · Scale 2, in force from 26 Feb 2026)