LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,215
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,750
−HK$544/mo
Today · 4.125%
HK$18,294
baseline
▲ 0.50% · 4.625%
HK$19,408
+HK$1,114/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,588/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,151
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,665
−HK$521/mo
Today · 4.125%
HK$20,186
baseline
▲ 0.50% · 4.625%
HK$21,250
+HK$1,064/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,372/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,658
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,301
−HK$652/mo
Today · 4.125%
HK$21,953
baseline
▲ 0.50% · 4.625%
HK$23,289
+HK$1,336/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,906/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,982
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,598
−HK$625/mo
Today · 4.125%
HK$24,223
baseline
▲ 0.50% · 4.625%
HK$25,500
+HK$1,277/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,446/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,101
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,851
−HK$761/mo
Today · 4.125%
HK$25,612
baseline
▲ 0.50% · 4.625%
HK$27,171
+HK$1,559/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,224/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,812
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,531
−HK$730/mo
Today · 4.125%
HK$28,261
baseline
▲ 0.50% · 4.625%
HK$29,750
+HK$1,489/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,522/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,987
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,951
−HK$979/mo
Today · 4.125%
HK$32,930
baseline
▲ 0.50% · 4.625%
HK$34,934
+HK$2,004/mo
Deposit HK$755K · loan HK$6.79M · min. income ≈ HK$65,860/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,473
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,397
−HK$938/mo
Today · 4.125%
HK$36,335
baseline
▲ 0.50% · 4.625%
HK$38,250
+HK$1,915/mo
Deposit HK$755K · loan HK$6.79M · min. income ≈ HK$72,670/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,488 · Scale 2, in force from 26 Feb 2026)