LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,216
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,751
−HK$544/mo
Today · 4.125%
HK$18,295
baseline
▲ 0.50% · 4.625%
HK$19,409
+HK$1,114/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,590/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,152
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,666
−HK$521/mo
Today · 4.125%
HK$20,187
baseline
▲ 0.50% · 4.625%
HK$21,251
+HK$1,064/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,374/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,659
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,302
−HK$652/mo
Today · 4.125%
HK$21,954
baseline
▲ 0.50% · 4.625%
HK$23,290
+HK$1,336/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,908/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,983
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,599
−HK$626/mo
Today · 4.125%
HK$24,225
baseline
▲ 0.50% · 4.625%
HK$25,502
+HK$1,277/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,450/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,102
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,852
−HK$762/mo
Today · 4.125%
HK$25,614
baseline
▲ 0.50% · 4.625%
HK$27,172
+HK$1,558/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,228/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,813
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,533
−HK$729/mo
Today · 4.125%
HK$28,262
baseline
▲ 0.50% · 4.625%
HK$29,752
+HK$1,490/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,524/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,988
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,952
−HK$980/mo
Today · 4.125%
HK$32,932
baseline
▲ 0.50% · 4.625%
HK$34,936
+HK$2,004/mo
Deposit HK$755K · loan HK$6.79M · min. income ≈ HK$65,864/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,474
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,399
−HK$938/mo
Today · 4.125%
HK$36,337
baseline
▲ 0.50% · 4.625%
HK$38,252
+HK$1,915/mo
Deposit HK$755K · loan HK$6.79M · min. income ≈ HK$72,674/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,499 · Scale 2, in force from 26 Feb 2026)