LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,220
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,755
−HK$544/mo
Today · 4.125%
HK$18,299
baseline
▲ 0.50% · 4.625%
HK$19,413
+HK$1,114/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,598/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,157
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,670
−HK$522/mo
Today · 4.125%
HK$20,192
baseline
▲ 0.50% · 4.625%
HK$21,256
+HK$1,064/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,384/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,663
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,306
−HK$653/mo
Today · 4.125%
HK$21,959
baseline
▲ 0.50% · 4.625%
HK$23,295
+HK$1,336/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,918/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,988
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,604
−HK$626/mo
Today · 4.125%
HK$24,230
baseline
▲ 0.50% · 4.625%
HK$25,507
+HK$1,277/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,460/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,107
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,857
−HK$762/mo
Today · 4.125%
HK$25,619
baseline
▲ 0.50% · 4.625%
HK$27,178
+HK$1,559/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,238/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,819
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,539
−HK$729/mo
Today · 4.125%
HK$28,268
baseline
▲ 0.50% · 4.625%
HK$29,758
+HK$1,490/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,536/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,995
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,959
−HK$980/mo
Today · 4.125%
HK$32,939
baseline
▲ 0.50% · 4.625%
HK$34,943
+HK$2,004/mo
Deposit HK$755K · loan HK$6.80M · min. income ≈ HK$65,878/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,482
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,407
−HK$938/mo
Today · 4.125%
HK$36,345
baseline
▲ 0.50% · 4.625%
HK$38,261
+HK$1,916/mo
Deposit HK$755K · loan HK$6.80M · min. income ≈ HK$72,690/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,548 · Scale 2, in force from 26 Feb 2026)