LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,220
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,756
−HK$544/mo
Today · 4.125%
HK$18,300
baseline
▲ 0.50% · 4.625%
HK$19,414
+HK$1,114/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,600/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,158
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,671
−HK$522/mo
Today · 4.125%
HK$20,193
baseline
▲ 0.50% · 4.625%
HK$21,257
+HK$1,064/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,386/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,664
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,307
−HK$653/mo
Today · 4.125%
HK$21,960
baseline
▲ 0.50% · 4.625%
HK$23,297
+HK$1,337/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,920/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,989
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,606
−HK$625/mo
Today · 4.125%
HK$24,231
baseline
▲ 0.50% · 4.625%
HK$25,508
+HK$1,277/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,462/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,109
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,858
−HK$762/mo
Today · 4.125%
HK$25,620
baseline
▲ 0.50% · 4.625%
HK$27,179
+HK$1,559/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,240/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,821
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,540
−HK$730/mo
Today · 4.125%
HK$28,270
baseline
▲ 0.50% · 4.625%
HK$29,760
+HK$1,490/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,540/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,997
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,961
−HK$979/mo
Today · 4.125%
HK$32,940
baseline
▲ 0.50% · 4.625%
HK$34,945
+HK$2,005/mo
Deposit HK$755K · loan HK$6.80M · min. income ≈ HK$65,880/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,484
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,408
−HK$939/mo
Today · 4.125%
HK$36,347
baseline
▲ 0.50% · 4.625%
HK$38,262
+HK$1,915/mo
Deposit HK$755K · loan HK$6.80M · min. income ≈ HK$72,694/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,559 · Scale 2, in force from 26 Feb 2026)