LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,212
−HK$10,799/mo
▼ 0.25% · 3.875%
HK$177,569
−HK$5,442/mo
Today · 4.125%
HK$183,011
baseline
▲ 0.50% · 4.625%
HK$194,147
+HK$11,136/mo
Deposit HK$37.76M · loan HK$37.76M · min. income ≈ HK$366,022/mo (50% DSR)
Upfront cash ≈ HK$40.97M (deposit + AVD stamp duty HK$3,209,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,584
−HK$10,351/mo
▼ 0.25% · 3.875%
HK$196,722
−HK$5,213/mo
Today · 4.125%
HK$201,935
baseline
▲ 0.50% · 4.625%
HK$212,579
+HK$10,644/mo
Deposit HK$37.76M · loan HK$37.76M · min. income ≈ HK$403,870/mo (50% DSR)
Upfront cash ≈ HK$40.97M (deposit + AVD stamp duty HK$3,209,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,655
−HK$12,959/mo
▼ 0.25% · 3.875%
HK$213,083
−HK$6,531/mo
Today · 4.125%
HK$219,614
baseline
▲ 0.50% · 4.625%
HK$232,977
+HK$13,363/mo
Deposit HK$30.21M · loan HK$45.31M · min. income ≈ HK$439,228/mo (50% DSR)
Upfront cash ≈ HK$33.42M (deposit + AVD stamp duty HK$3,209,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,901
−HK$12,421/mo
▼ 0.25% · 3.875%
HK$236,067
−HK$6,255/mo
Today · 4.125%
HK$242,322
baseline
▲ 0.50% · 4.625%
HK$255,095
+HK$12,773/mo
Deposit HK$30.21M · loan HK$45.31M · min. income ≈ HK$484,644/mo (50% DSR)
Upfront cash ≈ HK$33.42M (deposit + AVD stamp duty HK$3,209,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,097
−HK$15,119/mo
▼ 0.25% · 3.875%
HK$248,596
−HK$7,620/mo
Today · 4.125%
HK$256,216
baseline
▲ 0.50% · 4.625%
HK$271,806
+HK$15,590/mo
Deposit HK$22.66M · loan HK$52.87M · min. income ≈ HK$512,432/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$3,209,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,218
−HK$14,491/mo
▼ 0.25% · 3.875%
HK$275,411
−HK$7,298/mo
Today · 4.125%
HK$282,709
baseline
▲ 0.50% · 4.625%
HK$297,611
+HK$14,902/mo
Deposit HK$22.66M · loan HK$52.87M · min. income ≈ HK$565,418/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$3,209,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,982
−HK$19,438/mo
▼ 0.25% · 3.875%
HK$319,624
−HK$9,796/mo
Today · 4.125%
HK$329,420
baseline
▲ 0.50% · 4.625%
HK$349,465
+HK$20,045/mo
Deposit HK$7.55M · loan HK$67.97M · min. income ≈ HK$658,840/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$3,209,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,852
−HK$18,631/mo
▼ 0.25% · 3.875%
HK$354,100
−HK$9,383/mo
Today · 4.125%
HK$363,483
baseline
▲ 0.50% · 4.625%
HK$382,643
+HK$19,160/mo
Deposit HK$7.55M · loan HK$67.97M · min. income ≈ HK$726,966/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$3,209,734 · Scale 2, in force from 26 Feb 2026)