LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,246
−HK$10,801/mo
▼ 0.25% · 3.875%
HK$177,603
−HK$5,444/mo
Today · 4.125%
HK$183,047
baseline
▲ 0.50% · 4.625%
HK$194,185
+HK$11,138/mo
Deposit HK$37.77M · loan HK$37.77M · min. income ≈ HK$366,094/mo (50% DSR)
Upfront cash ≈ HK$40.98M (deposit + AVD stamp duty HK$3,210,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,622
−HK$10,352/mo
▼ 0.25% · 3.875%
HK$196,761
−HK$5,213/mo
Today · 4.125%
HK$201,974
baseline
▲ 0.50% · 4.625%
HK$212,621
+HK$10,647/mo
Deposit HK$37.77M · loan HK$37.77M · min. income ≈ HK$403,948/mo (50% DSR)
Upfront cash ≈ HK$40.98M (deposit + AVD stamp duty HK$3,210,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,695
−HK$12,961/mo
▼ 0.25% · 3.875%
HK$213,124
−HK$6,532/mo
Today · 4.125%
HK$219,656
baseline
▲ 0.50% · 4.625%
HK$233,022
+HK$13,366/mo
Deposit HK$30.22M · loan HK$45.32M · min. income ≈ HK$439,312/mo (50% DSR)
Upfront cash ≈ HK$33.43M (deposit + AVD stamp duty HK$3,210,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,946
−HK$12,423/mo
▼ 0.25% · 3.875%
HK$236,113
−HK$6,256/mo
Today · 4.125%
HK$242,369
baseline
▲ 0.50% · 4.625%
HK$255,145
+HK$12,776/mo
Deposit HK$30.22M · loan HK$45.32M · min. income ≈ HK$484,738/mo (50% DSR)
Upfront cash ≈ HK$33.43M (deposit + AVD stamp duty HK$3,210,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,144
−HK$15,122/mo
▼ 0.25% · 3.875%
HK$248,645
−HK$7,621/mo
Today · 4.125%
HK$256,266
baseline
▲ 0.50% · 4.625%
HK$271,859
+HK$15,593/mo
Deposit HK$22.66M · loan HK$52.88M · min. income ≈ HK$512,532/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$3,210,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,270
−HK$14,494/mo
▼ 0.25% · 3.875%
HK$275,465
−HK$7,299/mo
Today · 4.125%
HK$282,764
baseline
▲ 0.50% · 4.625%
HK$297,669
+HK$14,905/mo
Deposit HK$22.66M · loan HK$52.88M · min. income ≈ HK$565,528/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$3,210,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,042
−HK$19,442/mo
▼ 0.25% · 3.875%
HK$319,686
−HK$9,798/mo
Today · 4.125%
HK$329,484
baseline
▲ 0.50% · 4.625%
HK$349,533
+HK$20,049/mo
Deposit HK$7.55M · loan HK$67.98M · min. income ≈ HK$658,968/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$3,210,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,919
−HK$18,635/mo
▼ 0.25% · 3.875%
HK$354,169
−HK$9,385/mo
Today · 4.125%
HK$363,554
baseline
▲ 0.50% · 4.625%
HK$382,717
+HK$19,163/mo
Deposit HK$7.55M · loan HK$67.98M · min. income ≈ HK$727,108/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$3,210,358 · Scale 2, in force from 26 Feb 2026)