LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,252
−HK$10,802/mo
▼ 0.25% · 3.875%
HK$177,610
−HK$5,444/mo
Today · 4.125%
HK$183,054
baseline
▲ 0.50% · 4.625%
HK$194,192
+HK$11,138/mo
Deposit HK$37.77M · loan HK$37.77M · min. income ≈ HK$366,108/mo (50% DSR)
Upfront cash ≈ HK$40.98M (deposit + AVD stamp duty HK$3,210,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,628
−HK$10,354/mo
▼ 0.25% · 3.875%
HK$196,768
−HK$5,214/mo
Today · 4.125%
HK$201,982
baseline
▲ 0.50% · 4.625%
HK$212,628
+HK$10,646/mo
Deposit HK$37.77M · loan HK$37.77M · min. income ≈ HK$403,964/mo (50% DSR)
Upfront cash ≈ HK$40.98M (deposit + AVD stamp duty HK$3,210,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,702
−HK$12,962/mo
▼ 0.25% · 3.875%
HK$213,132
−HK$6,532/mo
Today · 4.125%
HK$219,664
baseline
▲ 0.50% · 4.625%
HK$233,030
+HK$13,366/mo
Deposit HK$30.22M · loan HK$45.32M · min. income ≈ HK$439,328/mo (50% DSR)
Upfront cash ≈ HK$33.43M (deposit + AVD stamp duty HK$3,210,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,954
−HK$12,424/mo
▼ 0.25% · 3.875%
HK$236,121
−HK$6,257/mo
Today · 4.125%
HK$242,378
baseline
▲ 0.50% · 4.625%
HK$255,154
+HK$12,776/mo
Deposit HK$30.22M · loan HK$45.32M · min. income ≈ HK$484,756/mo (50% DSR)
Upfront cash ≈ HK$33.43M (deposit + AVD stamp duty HK$3,210,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,153
−HK$15,122/mo
▼ 0.25% · 3.875%
HK$248,654
−HK$7,621/mo
Today · 4.125%
HK$256,275
baseline
▲ 0.50% · 4.625%
HK$271,869
+HK$15,594/mo
Deposit HK$22.66M · loan HK$52.88M · min. income ≈ HK$512,550/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$3,210,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,280
−HK$14,494/mo
▼ 0.25% · 3.875%
HK$275,475
−HK$7,299/mo
Today · 4.125%
HK$282,774
baseline
▲ 0.50% · 4.625%
HK$297,680
+HK$14,906/mo
Deposit HK$22.66M · loan HK$52.88M · min. income ≈ HK$565,548/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$3,210,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,053
−HK$19,443/mo
▼ 0.25% · 3.875%
HK$319,698
−HK$9,798/mo
Today · 4.125%
HK$329,496
baseline
▲ 0.50% · 4.625%
HK$349,545
+HK$20,049/mo
Deposit HK$7.55M · loan HK$67.99M · min. income ≈ HK$658,992/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$3,210,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,931
−HK$18,636/mo
▼ 0.25% · 3.875%
HK$354,182
−HK$9,385/mo
Today · 4.125%
HK$363,567
baseline
▲ 0.50% · 4.625%
HK$382,731
+HK$19,164/mo
Deposit HK$7.55M · loan HK$67.99M · min. income ≈ HK$727,134/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$3,210,474 · Scale 2, in force from 26 Feb 2026)