LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,226
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,761
−HK$545/mo
Today · 4.125%
HK$18,306
baseline
▲ 0.50% · 4.625%
HK$19,420
+HK$1,114/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,612/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,163
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,677
−HK$522/mo
Today · 4.125%
HK$20,199
baseline
▲ 0.50% · 4.625%
HK$21,263
+HK$1,064/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,398/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,671
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,314
−HK$653/mo
Today · 4.125%
HK$21,967
baseline
▲ 0.50% · 4.625%
HK$23,303
+HK$1,336/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,934/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,996
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,613
−HK$625/mo
Today · 4.125%
HK$24,238
baseline
▲ 0.50% · 4.625%
HK$25,516
+HK$1,278/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,476/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,116
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,866
−HK$762/mo
Today · 4.125%
HK$25,628
baseline
▲ 0.50% · 4.625%
HK$27,187
+HK$1,559/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,256/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,828
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,548
−HK$730/mo
Today · 4.125%
HK$28,278
baseline
▲ 0.50% · 4.625%
HK$29,769
+HK$1,491/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,556/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,006
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,970
−HK$980/mo
Today · 4.125%
HK$32,950
baseline
▲ 0.50% · 4.625%
HK$34,955
+HK$2,005/mo
Deposit HK$755K · loan HK$6.80M · min. income ≈ HK$65,900/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,494
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,419
−HK$938/mo
Today · 4.125%
HK$36,357
baseline
▲ 0.50% · 4.625%
HK$38,274
+HK$1,917/mo
Deposit HK$755K · loan HK$6.80M · min. income ≈ HK$72,714/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,626 · Scale 2, in force from 26 Feb 2026)