LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,227
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,763
−HK$545/mo
Today · 4.125%
HK$18,308
baseline
▲ 0.50% · 4.625%
HK$19,422
+HK$1,114/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,616/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,165
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,679
−HK$522/mo
Today · 4.125%
HK$20,201
baseline
▲ 0.50% · 4.625%
HK$21,265
+HK$1,064/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,402/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,673
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,316
−HK$653/mo
Today · 4.125%
HK$21,969
baseline
▲ 0.50% · 4.625%
HK$23,306
+HK$1,337/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,938/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,998
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,615
−HK$626/mo
Today · 4.125%
HK$24,241
baseline
▲ 0.50% · 4.625%
HK$25,518
+HK$1,277/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,482/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,118
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,868
−HK$763/mo
Today · 4.125%
HK$25,631
baseline
▲ 0.50% · 4.625%
HK$27,190
+HK$1,559/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,262/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,831
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,551
−HK$730/mo
Today · 4.125%
HK$28,281
baseline
▲ 0.50% · 4.625%
HK$29,772
+HK$1,491/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,562/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,009
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,974
−HK$980/mo
Today · 4.125%
HK$32,954
baseline
▲ 0.50% · 4.625%
HK$34,959
+HK$2,005/mo
Deposit HK$755K · loan HK$6.80M · min. income ≈ HK$65,908/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,497
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,422
−HK$939/mo
Today · 4.125%
HK$36,361
baseline
▲ 0.50% · 4.625%
HK$38,278
+HK$1,917/mo
Deposit HK$755K · loan HK$6.80M · min. income ≈ HK$72,722/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,650 · Scale 2, in force from 26 Feb 2026)