LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,228
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,764
−HK$544/mo
Today · 4.125%
HK$18,308
baseline
▲ 0.50% · 4.625%
HK$19,422
+HK$1,114/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,616/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,166
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,680
−HK$521/mo
Today · 4.125%
HK$20,201
baseline
▲ 0.50% · 4.625%
HK$21,266
+HK$1,065/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,402/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,674
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,317
−HK$653/mo
Today · 4.125%
HK$21,970
baseline
▲ 0.50% · 4.625%
HK$23,307
+HK$1,337/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,940/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,999
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,616
−HK$626/mo
Today · 4.125%
HK$24,242
baseline
▲ 0.50% · 4.625%
HK$25,520
+HK$1,278/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,484/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,119
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,869
−HK$763/mo
Today · 4.125%
HK$25,632
baseline
▲ 0.50% · 4.625%
HK$27,191
+HK$1,559/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,264/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,832
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,552
−HK$730/mo
Today · 4.125%
HK$28,282
baseline
▲ 0.50% · 4.625%
HK$29,773
+HK$1,491/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,564/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,010
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,975
−HK$980/mo
Today · 4.125%
HK$32,955
baseline
▲ 0.50% · 4.625%
HK$34,960
+HK$2,005/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$65,910/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,499
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,424
−HK$939/mo
Today · 4.125%
HK$36,363
baseline
▲ 0.50% · 4.625%
HK$38,279
+HK$1,916/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$72,726/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,660 · Scale 2, in force from 26 Feb 2026)