LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,232
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,768
−HK$545/mo
Today · 4.125%
HK$18,313
baseline
▲ 0.50% · 4.625%
HK$19,427
+HK$1,114/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,626/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,170
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,684
−HK$522/mo
Today · 4.125%
HK$20,206
baseline
▲ 0.50% · 4.625%
HK$21,271
+HK$1,065/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,412/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,678
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,322
−HK$653/mo
Today · 4.125%
HK$21,975
baseline
▲ 0.50% · 4.625%
HK$23,312
+HK$1,337/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,950/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,004
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,621
−HK$626/mo
Today · 4.125%
HK$24,247
baseline
▲ 0.50% · 4.625%
HK$25,525
+HK$1,278/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,494/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,125
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,875
−HK$763/mo
Today · 4.125%
HK$25,638
baseline
▲ 0.50% · 4.625%
HK$27,197
+HK$1,559/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,276/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,838
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,558
−HK$730/mo
Today · 4.125%
HK$28,288
baseline
▲ 0.50% · 4.625%
HK$29,780
+HK$1,492/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,576/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,017
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,982
−HK$981/mo
Today · 4.125%
HK$32,963
baseline
▲ 0.50% · 4.625%
HK$34,968
+HK$2,005/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$65,926/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,507
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,432
−HK$939/mo
Today · 4.125%
HK$36,371
baseline
▲ 0.50% · 4.625%
HK$38,288
+HK$1,917/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$72,742/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,711 · Scale 2, in force from 26 Feb 2026)