LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,342
−HK$10,808/mo
▼ 0.25% · 3.875%
HK$177,703
−HK$5,447/mo
Today · 4.125%
HK$183,150
baseline
▲ 0.50% · 4.625%
HK$194,294
+HK$11,144/mo
Deposit HK$37.79M · loan HK$37.79M · min. income ≈ HK$366,300/mo (50% DSR)
Upfront cash ≈ HK$41.00M (deposit + AVD stamp duty HK$3,212,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,729
−HK$10,358/mo
▼ 0.25% · 3.875%
HK$196,871
−HK$5,216/mo
Today · 4.125%
HK$202,087
baseline
▲ 0.50% · 4.625%
HK$212,740
+HK$10,653/mo
Deposit HK$37.79M · loan HK$37.79M · min. income ≈ HK$404,174/mo (50% DSR)
Upfront cash ≈ HK$41.00M (deposit + AVD stamp duty HK$3,212,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,811
−HK$12,968/mo
▼ 0.25% · 3.875%
HK$213,244
−HK$6,535/mo
Today · 4.125%
HK$219,779
baseline
▲ 0.50% · 4.625%
HK$233,152
+HK$13,373/mo
Deposit HK$30.23M · loan HK$45.35M · min. income ≈ HK$439,558/mo (50% DSR)
Upfront cash ≈ HK$33.44M (deposit + AVD stamp duty HK$3,212,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,075
−HK$12,430/mo
▼ 0.25% · 3.875%
HK$236,245
−HK$6,260/mo
Today · 4.125%
HK$242,505
baseline
▲ 0.50% · 4.625%
HK$255,288
+HK$12,783/mo
Deposit HK$30.23M · loan HK$45.35M · min. income ≈ HK$485,010/mo (50% DSR)
Upfront cash ≈ HK$33.44M (deposit + AVD stamp duty HK$3,212,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,279
−HK$15,130/mo
▼ 0.25% · 3.875%
HK$248,784
−HK$7,625/mo
Today · 4.125%
HK$256,409
baseline
▲ 0.50% · 4.625%
HK$272,011
+HK$15,602/mo
Deposit HK$22.67M · loan HK$52.91M · min. income ≈ HK$512,818/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$3,212,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,420
−HK$14,502/mo
▼ 0.25% · 3.875%
HK$275,619
−HK$7,303/mo
Today · 4.125%
HK$282,922
baseline
▲ 0.50% · 4.625%
HK$297,836
+HK$14,914/mo
Deposit HK$22.67M · loan HK$52.91M · min. income ≈ HK$565,844/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$3,212,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,216
−HK$19,453/mo
▼ 0.25% · 3.875%
HK$319,865
−HK$9,804/mo
Today · 4.125%
HK$329,669
baseline
▲ 0.50% · 4.625%
HK$349,729
+HK$20,060/mo
Deposit HK$7.56M · loan HK$68.02M · min. income ≈ HK$659,338/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$3,212,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,112
−HK$18,645/mo
▼ 0.25% · 3.875%
HK$354,368
−HK$9,389/mo
Today · 4.125%
HK$363,757
baseline
▲ 0.50% · 4.625%
HK$382,931
+HK$19,174/mo
Deposit HK$7.56M · loan HK$68.02M · min. income ≈ HK$727,514/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$3,212,157 · Scale 2, in force from 26 Feb 2026)