LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,379
−HK$10,809/mo
▼ 0.25% · 3.875%
HK$177,741
−HK$5,447/mo
Today · 4.125%
HK$183,188
baseline
▲ 0.50% · 4.625%
HK$194,335
+HK$11,147/mo
Deposit HK$37.80M · loan HK$37.80M · min. income ≈ HK$366,376/mo (50% DSR)
Upfront cash ≈ HK$41.01M (deposit + AVD stamp duty HK$3,212,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,769
−HK$10,361/mo
▼ 0.25% · 3.875%
HK$196,913
−HK$5,217/mo
Today · 4.125%
HK$202,130
baseline
▲ 0.50% · 4.625%
HK$212,785
+HK$10,655/mo
Deposit HK$37.80M · loan HK$37.80M · min. income ≈ HK$404,260/mo (50% DSR)
Upfront cash ≈ HK$41.01M (deposit + AVD stamp duty HK$3,212,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,854
−HK$12,972/mo
▼ 0.25% · 3.875%
HK$213,289
−HK$6,537/mo
Today · 4.125%
HK$219,826
baseline
▲ 0.50% · 4.625%
HK$233,202
+HK$13,376/mo
Deposit HK$30.24M · loan HK$45.36M · min. income ≈ HK$439,652/mo (50% DSR)
Upfront cash ≈ HK$33.45M (deposit + AVD stamp duty HK$3,212,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,123
−HK$12,433/mo
▼ 0.25% · 3.875%
HK$236,295
−HK$6,261/mo
Today · 4.125%
HK$242,556
baseline
▲ 0.50% · 4.625%
HK$255,342
+HK$12,786/mo
Deposit HK$30.24M · loan HK$45.36M · min. income ≈ HK$485,112/mo (50% DSR)
Upfront cash ≈ HK$33.45M (deposit + AVD stamp duty HK$3,212,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,330
−HK$15,134/mo
▼ 0.25% · 3.875%
HK$248,837
−HK$7,627/mo
Today · 4.125%
HK$256,464
baseline
▲ 0.50% · 4.625%
HK$272,069
+HK$15,605/mo
Deposit HK$22.68M · loan HK$52.92M · min. income ≈ HK$512,928/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$3,212,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,477
−HK$14,505/mo
▼ 0.25% · 3.875%
HK$275,678
−HK$7,304/mo
Today · 4.125%
HK$282,982
baseline
▲ 0.50% · 4.625%
HK$297,899
+HK$14,917/mo
Deposit HK$22.68M · loan HK$52.92M · min. income ≈ HK$565,964/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$3,212,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,281
−HK$19,458/mo
▼ 0.25% · 3.875%
HK$319,933
−HK$9,806/mo
Today · 4.125%
HK$329,739
baseline
▲ 0.50% · 4.625%
HK$349,803
+HK$20,064/mo
Deposit HK$7.56M · loan HK$68.04M · min. income ≈ HK$659,478/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$3,212,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,185
−HK$18,649/mo
▼ 0.25% · 3.875%
HK$354,443
−HK$9,391/mo
Today · 4.125%
HK$363,834
baseline
▲ 0.50% · 4.625%
HK$383,012
+HK$19,178/mo
Deposit HK$7.56M · loan HK$68.04M · min. income ≈ HK$727,668/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$3,212,836 · Scale 2, in force from 26 Feb 2026)