LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,249
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,785
−HK$545/mo
Today · 4.125%
HK$18,330
baseline
▲ 0.50% · 4.625%
HK$19,446
+HK$1,116/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,660/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,189
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,704
−HK$522/mo
Today · 4.125%
HK$20,226
baseline
▲ 0.50% · 4.625%
HK$21,292
+HK$1,066/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,452/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,699
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,342
−HK$655/mo
Today · 4.125%
HK$21,997
baseline
▲ 0.50% · 4.625%
HK$23,335
+HK$1,338/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$43,994/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,027
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,644
−HK$627/mo
Today · 4.125%
HK$24,271
baseline
▲ 0.50% · 4.625%
HK$25,550
+HK$1,279/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,542/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,148
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,899
−HK$764/mo
Today · 4.125%
HK$25,663
baseline
▲ 0.50% · 4.625%
HK$27,224
+HK$1,561/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,326/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,865
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,585
−HK$731/mo
Today · 4.125%
HK$28,316
baseline
▲ 0.50% · 4.625%
HK$29,809
+HK$1,493/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,632/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,048
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,014
−HK$981/mo
Today · 4.125%
HK$32,995
baseline
▲ 0.50% · 4.625%
HK$35,002
+HK$2,007/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$65,990/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,540
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,467
−HK$939/mo
Today · 4.125%
HK$36,406
baseline
▲ 0.50% · 4.625%
HK$38,326
+HK$1,920/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$72,812/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,933 · Scale 2, in force from 26 Feb 2026)