LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,489
−HK$10,816/mo
▼ 0.25% · 3.875%
HK$177,854
−HK$5,451/mo
Today · 4.125%
HK$183,305
baseline
▲ 0.50% · 4.625%
HK$194,459
+HK$11,154/mo
Deposit HK$37.82M · loan HK$37.82M · min. income ≈ HK$366,610/mo (50% DSR)
Upfront cash ≈ HK$41.04M (deposit + AVD stamp duty HK$3,214,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,892
−HK$10,367/mo
▼ 0.25% · 3.875%
HK$197,038
−HK$5,221/mo
Today · 4.125%
HK$202,259
baseline
▲ 0.50% · 4.625%
HK$212,920
+HK$10,661/mo
Deposit HK$37.82M · loan HK$37.82M · min. income ≈ HK$404,518/mo (50% DSR)
Upfront cash ≈ HK$41.04M (deposit + AVD stamp duty HK$3,214,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,986
−HK$12,980/mo
▼ 0.25% · 3.875%
HK$213,425
−HK$6,541/mo
Today · 4.125%
HK$219,966
baseline
▲ 0.50% · 4.625%
HK$233,351
+HK$13,385/mo
Deposit HK$30.26M · loan HK$45.39M · min. income ≈ HK$439,932/mo (50% DSR)
Upfront cash ≈ HK$33.47M (deposit + AVD stamp duty HK$3,214,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,270
−HK$12,441/mo
▼ 0.25% · 3.875%
HK$236,446
−HK$6,265/mo
Today · 4.125%
HK$242,711
baseline
▲ 0.50% · 4.625%
HK$255,505
+HK$12,794/mo
Deposit HK$30.26M · loan HK$45.39M · min. income ≈ HK$485,422/mo (50% DSR)
Upfront cash ≈ HK$33.47M (deposit + AVD stamp duty HK$3,214,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,484
−HK$15,143/mo
▼ 0.25% · 3.875%
HK$248,995
−HK$7,632/mo
Today · 4.125%
HK$256,627
baseline
▲ 0.50% · 4.625%
HK$272,242
+HK$15,615/mo
Deposit HK$22.69M · loan HK$52.95M · min. income ≈ HK$513,254/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$3,214,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,648
−HK$14,515/mo
▼ 0.25% · 3.875%
HK$275,853
−HK$7,310/mo
Today · 4.125%
HK$283,163
baseline
▲ 0.50% · 4.625%
HK$298,089
+HK$14,926/mo
Deposit HK$22.69M · loan HK$52.95M · min. income ≈ HK$566,326/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$3,214,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,479
−HK$19,470/mo
▼ 0.25% · 3.875%
HK$320,137
−HK$9,812/mo
Today · 4.125%
HK$329,949
baseline
▲ 0.50% · 4.625%
HK$350,026
+HK$20,077/mo
Deposit HK$7.56M · loan HK$68.08M · min. income ≈ HK$659,898/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$3,214,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,405
−HK$18,661/mo
▼ 0.25% · 3.875%
HK$354,669
−HK$9,397/mo
Today · 4.125%
HK$364,066
baseline
▲ 0.50% · 4.625%
HK$383,257
+HK$19,191/mo
Deposit HK$7.56M · loan HK$68.08M · min. income ≈ HK$728,132/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$3,214,886 · Scale 2, in force from 26 Feb 2026)