LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,250
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,786
−HK$546/mo
Today · 4.125%
HK$18,332
baseline
▲ 0.50% · 4.625%
HK$19,447
+HK$1,115/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,664/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,190
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,705
−HK$522/mo
Today · 4.125%
HK$20,227
baseline
▲ 0.50% · 4.625%
HK$21,293
+HK$1,066/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,454/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,700
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,344
−HK$654/mo
Today · 4.125%
HK$21,998
baseline
▲ 0.50% · 4.625%
HK$23,336
+HK$1,338/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$43,996/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,028
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,646
−HK$626/mo
Today · 4.125%
HK$24,272
baseline
▲ 0.50% · 4.625%
HK$25,552
+HK$1,280/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,544/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,150
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,901
−HK$763/mo
Today · 4.125%
HK$25,664
baseline
▲ 0.50% · 4.625%
HK$27,226
+HK$1,562/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,328/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,866
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,587
−HK$731/mo
Today · 4.125%
HK$28,318
baseline
▲ 0.50% · 4.625%
HK$29,810
+HK$1,492/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,636/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,050
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,015
−HK$982/mo
Today · 4.125%
HK$32,997
baseline
▲ 0.50% · 4.625%
HK$35,004
+HK$2,007/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$65,994/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,542
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,469
−HK$940/mo
Today · 4.125%
HK$36,409
baseline
▲ 0.50% · 4.625%
HK$38,328
+HK$1,919/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$72,818/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,946 · Scale 2, in force from 26 Feb 2026)