LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,572
−HK$10,822/mo
▼ 0.25% · 3.875%
HK$177,940
−HK$5,454/mo
Today · 4.125%
HK$183,394
baseline
▲ 0.50% · 4.625%
HK$194,553
+HK$11,159/mo
Deposit HK$37.84M · loan HK$37.84M · min. income ≈ HK$366,788/mo (50% DSR)
Upfront cash ≈ HK$41.06M (deposit + AVD stamp duty HK$3,216,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,985
−HK$10,372/mo
▼ 0.25% · 3.875%
HK$197,134
−HK$5,223/mo
Today · 4.125%
HK$202,357
baseline
▲ 0.50% · 4.625%
HK$213,024
+HK$10,667/mo
Deposit HK$37.84M · loan HK$37.84M · min. income ≈ HK$404,714/mo (50% DSR)
Upfront cash ≈ HK$41.06M (deposit + AVD stamp duty HK$3,216,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,087
−HK$12,986/mo
▼ 0.25% · 3.875%
HK$213,528
−HK$6,545/mo
Today · 4.125%
HK$220,073
baseline
▲ 0.50% · 4.625%
HK$233,464
+HK$13,391/mo
Deposit HK$30.27M · loan HK$45.41M · min. income ≈ HK$440,146/mo (50% DSR)
Upfront cash ≈ HK$33.49M (deposit + AVD stamp duty HK$3,216,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,382
−HK$12,447/mo
▼ 0.25% · 3.875%
HK$236,561
−HK$6,268/mo
Today · 4.125%
HK$242,829
baseline
▲ 0.50% · 4.625%
HK$255,629
+HK$12,800/mo
Deposit HK$30.27M · loan HK$45.41M · min. income ≈ HK$485,658/mo (50% DSR)
Upfront cash ≈ HK$33.49M (deposit + AVD stamp duty HK$3,216,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,601
−HK$15,151/mo
▼ 0.25% · 3.875%
HK$249,116
−HK$7,636/mo
Today · 4.125%
HK$256,752
baseline
▲ 0.50% · 4.625%
HK$272,375
+HK$15,623/mo
Deposit HK$22.70M · loan HK$52.98M · min. income ≈ HK$513,504/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$3,216,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,779
−HK$14,521/mo
▼ 0.25% · 3.875%
HK$275,988
−HK$7,312/mo
Today · 4.125%
HK$283,300
baseline
▲ 0.50% · 4.625%
HK$298,233
+HK$14,933/mo
Deposit HK$22.70M · loan HK$52.98M · min. income ≈ HK$566,600/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$3,216,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,630
−HK$19,479/mo
▼ 0.25% · 3.875%
HK$320,293
−HK$9,816/mo
Today · 4.125%
HK$330,109
baseline
▲ 0.50% · 4.625%
HK$350,196
+HK$20,087/mo
Deposit HK$7.57M · loan HK$68.11M · min. income ≈ HK$660,218/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$3,216,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,573
−HK$18,670/mo
▼ 0.25% · 3.875%
HK$354,841
−HK$9,402/mo
Today · 4.125%
HK$364,243
baseline
▲ 0.50% · 4.625%
HK$383,443
+HK$19,200/mo
Deposit HK$7.57M · loan HK$68.11M · min. income ≈ HK$728,486/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$3,216,448 · Scale 2, in force from 26 Feb 2026)