LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,260
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,797
−HK$545/mo
Today · 4.125%
HK$18,342
baseline
▲ 0.50% · 4.625%
HK$19,458
+HK$1,116/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,684/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,202
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,717
−HK$522/mo
Today · 4.125%
HK$20,239
baseline
▲ 0.50% · 4.625%
HK$21,306
+HK$1,067/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,478/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,712
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,356
−HK$655/mo
Today · 4.125%
HK$22,011
baseline
▲ 0.50% · 4.625%
HK$23,350
+HK$1,339/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$44,022/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$227,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,042
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,660
−HK$627/mo
Today · 4.125%
HK$24,287
baseline
▲ 0.50% · 4.625%
HK$25,567
+HK$1,280/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,574/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$227,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,164
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,916
−HK$763/mo
Today · 4.125%
HK$25,679
baseline
▲ 0.50% · 4.625%
HK$27,242
+HK$1,563/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,358/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,882
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,603
−HK$732/mo
Today · 4.125%
HK$28,335
baseline
▲ 0.50% · 4.625%
HK$29,828
+HK$1,493/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,670/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,068
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,034
−HK$982/mo
Today · 4.125%
HK$33,016
baseline
▲ 0.50% · 4.625%
HK$35,025
+HK$2,009/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$66,032/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$227,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,563
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,490
−HK$940/mo
Today · 4.125%
HK$36,430
baseline
▲ 0.50% · 4.625%
HK$38,350
+HK$1,920/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$72,860/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$227,080 · Scale 2, in force from 26 Feb 2026)