LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,621
−HK$10,825/mo
▼ 0.25% · 3.875%
HK$177,991
−HK$5,455/mo
Today · 4.125%
HK$183,446
baseline
▲ 0.50% · 4.625%
HK$194,608
+HK$11,162/mo
Deposit HK$37.85M · loan HK$37.85M · min. income ≈ HK$366,892/mo (50% DSR)
Upfront cash ≈ HK$41.07M (deposit + AVD stamp duty HK$3,217,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,039
−HK$10,376/mo
▼ 0.25% · 3.875%
HK$197,190
−HK$5,225/mo
Today · 4.125%
HK$202,415
baseline
▲ 0.50% · 4.625%
HK$213,084
+HK$10,669/mo
Deposit HK$37.85M · loan HK$37.85M · min. income ≈ HK$404,830/mo (50% DSR)
Upfront cash ≈ HK$41.07M (deposit + AVD stamp duty HK$3,217,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,145
−HK$12,990/mo
▼ 0.25% · 3.875%
HK$213,589
−HK$6,546/mo
Today · 4.125%
HK$220,135
baseline
▲ 0.50% · 4.625%
HK$233,530
+HK$13,395/mo
Deposit HK$30.28M · loan HK$45.42M · min. income ≈ HK$440,270/mo (50% DSR)
Upfront cash ≈ HK$33.50M (deposit + AVD stamp duty HK$3,217,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,447
−HK$12,450/mo
▼ 0.25% · 3.875%
HK$236,628
−HK$6,269/mo
Today · 4.125%
HK$242,897
baseline
▲ 0.50% · 4.625%
HK$255,701
+HK$12,804/mo
Deposit HK$30.28M · loan HK$45.42M · min. income ≈ HK$485,794/mo (50% DSR)
Upfront cash ≈ HK$33.50M (deposit + AVD stamp duty HK$3,217,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,670
−HK$15,154/mo
▼ 0.25% · 3.875%
HK$249,187
−HK$7,637/mo
Today · 4.125%
HK$256,824
baseline
▲ 0.50% · 4.625%
HK$272,452
+HK$15,628/mo
Deposit HK$22.71M · loan HK$52.99M · min. income ≈ HK$513,648/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$3,217,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,855
−HK$14,525/mo
▼ 0.25% · 3.875%
HK$276,066
−HK$7,314/mo
Today · 4.125%
HK$283,380
baseline
▲ 0.50% · 4.625%
HK$298,318
+HK$14,938/mo
Deposit HK$22.71M · loan HK$52.99M · min. income ≈ HK$566,760/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$3,217,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,718
−HK$19,485/mo
▼ 0.25% · 3.875%
HK$320,383
−HK$9,820/mo
Today · 4.125%
HK$330,203
baseline
▲ 0.50% · 4.625%
HK$350,295
+HK$20,092/mo
Deposit HK$7.57M · loan HK$68.13M · min. income ≈ HK$660,406/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$3,217,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,671
−HK$18,675/mo
▼ 0.25% · 3.875%
HK$354,941
−HK$9,405/mo
Today · 4.125%
HK$364,346
baseline
▲ 0.50% · 4.625%
HK$383,551
+HK$19,205/mo
Deposit HK$7.57M · loan HK$68.13M · min. income ≈ HK$728,692/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$3,217,357 · Scale 2, in force from 26 Feb 2026)