LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,710
−HK$10,830/mo
▼ 0.25% · 3.875%
HK$178,082
−HK$5,458/mo
Today · 4.125%
HK$183,540
baseline
▲ 0.50% · 4.625%
HK$194,708
+HK$11,168/mo
Deposit HK$37.87M · loan HK$37.87M · min. income ≈ HK$367,080/mo (50% DSR)
Upfront cash ≈ HK$41.09M (deposit + AVD stamp duty HK$3,219,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,138
−HK$10,381/mo
▼ 0.25% · 3.875%
HK$197,291
−HK$5,228/mo
Today · 4.125%
HK$202,519
baseline
▲ 0.50% · 4.625%
HK$213,194
+HK$10,675/mo
Deposit HK$37.87M · loan HK$37.87M · min. income ≈ HK$405,038/mo (50% DSR)
Upfront cash ≈ HK$41.09M (deposit + AVD stamp duty HK$3,219,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,252
−HK$12,997/mo
▼ 0.25% · 3.875%
HK$213,699
−HK$6,550/mo
Today · 4.125%
HK$220,249
baseline
▲ 0.50% · 4.625%
HK$233,650
+HK$13,401/mo
Deposit HK$30.30M · loan HK$45.44M · min. income ≈ HK$440,498/mo (50% DSR)
Upfront cash ≈ HK$33.52M (deposit + AVD stamp duty HK$3,219,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,566
−HK$12,457/mo
▼ 0.25% · 3.875%
HK$236,749
−HK$6,274/mo
Today · 4.125%
HK$243,023
baseline
▲ 0.50% · 4.625%
HK$255,833
+HK$12,810/mo
Deposit HK$30.30M · loan HK$45.44M · min. income ≈ HK$486,046/mo (50% DSR)
Upfront cash ≈ HK$33.52M (deposit + AVD stamp duty HK$3,219,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,794
−HK$15,163/mo
▼ 0.25% · 3.875%
HK$249,315
−HK$7,642/mo
Today · 4.125%
HK$256,957
baseline
▲ 0.50% · 4.625%
HK$272,592
+HK$15,635/mo
Deposit HK$22.72M · loan HK$53.02M · min. income ≈ HK$513,914/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$3,219,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,993
−HK$14,533/mo
▼ 0.25% · 3.875%
HK$276,208
−HK$7,318/mo
Today · 4.125%
HK$283,526
baseline
▲ 0.50% · 4.625%
HK$298,471
+HK$14,945/mo
Deposit HK$22.72M · loan HK$53.02M · min. income ≈ HK$567,052/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$3,219,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,878
−HK$19,495/mo
▼ 0.25% · 3.875%
HK$320,548
−HK$9,825/mo
Today · 4.125%
HK$330,373
baseline
▲ 0.50% · 4.625%
HK$350,475
+HK$20,102/mo
Deposit HK$7.57M · loan HK$68.17M · min. income ≈ HK$660,746/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$3,219,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,849
−HK$18,685/mo
▼ 0.25% · 3.875%
HK$355,124
−HK$9,410/mo
Today · 4.125%
HK$364,534
baseline
▲ 0.50% · 4.625%
HK$383,749
+HK$19,215/mo
Deposit HK$7.57M · loan HK$68.17M · min. income ≈ HK$729,068/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$3,219,014 · Scale 2, in force from 26 Feb 2026)