LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,272
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,809
−HK$546/mo
Today · 4.125%
HK$18,355
baseline
▲ 0.50% · 4.625%
HK$19,472
+HK$1,117/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,710/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,215
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,730
−HK$523/mo
Today · 4.125%
HK$20,253
baseline
▲ 0.50% · 4.625%
HK$21,321
+HK$1,068/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,506/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,726
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,371
−HK$655/mo
Today · 4.125%
HK$22,026
baseline
▲ 0.50% · 4.625%
HK$23,366
+HK$1,340/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$44,052/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,058
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,676
−HK$628/mo
Today · 4.125%
HK$24,304
baseline
▲ 0.50% · 4.625%
HK$25,585
+HK$1,281/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,608/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,181
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,933
−HK$764/mo
Today · 4.125%
HK$25,697
baseline
▲ 0.50% · 4.625%
HK$27,261
+HK$1,564/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,394/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,901
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,622
−HK$732/mo
Today · 4.125%
HK$28,354
baseline
▲ 0.50% · 4.625%
HK$29,849
+HK$1,495/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,708/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,090
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,057
−HK$982/mo
Today · 4.125%
HK$33,039
baseline
▲ 0.50% · 4.625%
HK$35,050
+HK$2,011/mo
Deposit HK$757K · loan HK$6.82M · min. income ≈ HK$66,078/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,587
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,515
−HK$941/mo
Today · 4.125%
HK$36,456
baseline
▲ 0.50% · 4.625%
HK$38,377
+HK$1,921/mo
Deposit HK$757K · loan HK$6.82M · min. income ≈ HK$72,912/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,238 · Scale 2, in force from 26 Feb 2026)