LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,724
−HK$10,831/mo
▼ 0.25% · 3.875%
HK$178,096
−HK$5,459/mo
Today · 4.125%
HK$183,555
baseline
▲ 0.50% · 4.625%
HK$194,724
+HK$11,169/mo
Deposit HK$37.87M · loan HK$37.87M · min. income ≈ HK$367,110/mo (50% DSR)
Upfront cash ≈ HK$41.09M (deposit + AVD stamp duty HK$3,219,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,153
−HK$10,382/mo
▼ 0.25% · 3.875%
HK$197,307
−HK$5,228/mo
Today · 4.125%
HK$202,535
baseline
▲ 0.50% · 4.625%
HK$213,211
+HK$10,676/mo
Deposit HK$37.87M · loan HK$37.87M · min. income ≈ HK$405,070/mo (50% DSR)
Upfront cash ≈ HK$41.09M (deposit + AVD stamp duty HK$3,219,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,268
−HK$12,998/mo
▼ 0.25% · 3.875%
HK$213,716
−HK$6,550/mo
Today · 4.125%
HK$220,266
baseline
▲ 0.50% · 4.625%
HK$233,669
+HK$13,403/mo
Deposit HK$30.30M · loan HK$45.45M · min. income ≈ HK$440,532/mo (50% DSR)
Upfront cash ≈ HK$33.52M (deposit + AVD stamp duty HK$3,219,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,584
−HK$12,458/mo
▼ 0.25% · 3.875%
HK$236,768
−HK$6,274/mo
Today · 4.125%
HK$243,042
baseline
▲ 0.50% · 4.625%
HK$255,853
+HK$12,811/mo
Deposit HK$30.30M · loan HK$45.45M · min. income ≈ HK$486,084/mo (50% DSR)
Upfront cash ≈ HK$33.52M (deposit + AVD stamp duty HK$3,219,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,813
−HK$15,164/mo
▼ 0.25% · 3.875%
HK$249,335
−HK$7,642/mo
Today · 4.125%
HK$256,977
baseline
▲ 0.50% · 4.625%
HK$272,613
+HK$15,636/mo
Deposit HK$22.72M · loan HK$53.02M · min. income ≈ HK$513,954/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$3,219,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,015
−HK$14,534/mo
▼ 0.25% · 3.875%
HK$276,230
−HK$7,319/mo
Today · 4.125%
HK$283,549
baseline
▲ 0.50% · 4.625%
HK$298,495
+HK$14,946/mo
Deposit HK$22.72M · loan HK$53.02M · min. income ≈ HK$567,098/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$3,219,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,903
−HK$19,496/mo
▼ 0.25% · 3.875%
HK$320,573
−HK$9,826/mo
Today · 4.125%
HK$330,399
baseline
▲ 0.50% · 4.625%
HK$350,503
+HK$20,104/mo
Deposit HK$7.57M · loan HK$68.17M · min. income ≈ HK$660,798/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$3,219,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,876
−HK$18,687/mo
▼ 0.25% · 3.875%
HK$355,152
−HK$9,411/mo
Today · 4.125%
HK$364,563
baseline
▲ 0.50% · 4.625%
HK$383,779
+HK$19,216/mo
Deposit HK$7.57M · loan HK$68.17M · min. income ≈ HK$729,126/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$3,219,268 · Scale 2, in force from 26 Feb 2026)