LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,280
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,818
−HK$546/mo
Today · 4.125%
HK$18,364
baseline
▲ 0.50% · 4.625%
HK$19,481
+HK$1,117/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,728/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,224
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,740
−HK$523/mo
Today · 4.125%
HK$20,263
baseline
▲ 0.50% · 4.625%
HK$21,331
+HK$1,068/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,526/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,736
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,381
−HK$656/mo
Today · 4.125%
HK$22,037
baseline
▲ 0.50% · 4.625%
HK$23,377
+HK$1,340/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$44,074/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,069
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,688
−HK$627/mo
Today · 4.125%
HK$24,315
baseline
▲ 0.50% · 4.625%
HK$25,597
+HK$1,282/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$48,630/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,192
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,945
−HK$764/mo
Today · 4.125%
HK$25,709
baseline
▲ 0.50% · 4.625%
HK$27,274
+HK$1,565/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,418/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,914
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,636
−HK$732/mo
Today · 4.125%
HK$28,368
baseline
▲ 0.50% · 4.625%
HK$29,863
+HK$1,495/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,736/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,104
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,072
−HK$983/mo
Today · 4.125%
HK$33,055
baseline
▲ 0.50% · 4.625%
HK$35,066
+HK$2,011/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$66,110/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,603
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,531
−HK$942/mo
Today · 4.125%
HK$36,473
baseline
▲ 0.50% · 4.625%
HK$38,395
+HK$1,922/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$72,946/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,346 · Scale 2, in force from 26 Feb 2026)