LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,837
−HK$10,838/mo
▼ 0.25% · 3.875%
HK$178,213
−HK$5,462/mo
Today · 4.125%
HK$183,675
baseline
▲ 0.50% · 4.625%
HK$194,851
+HK$11,176/mo
Deposit HK$37.90M · loan HK$37.90M · min. income ≈ HK$367,350/mo (50% DSR)
Upfront cash ≈ HK$41.12M (deposit + AVD stamp duty HK$3,221,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,279
−HK$10,388/mo
▼ 0.25% · 3.875%
HK$197,436
−HK$5,231/mo
Today · 4.125%
HK$202,667
baseline
▲ 0.50% · 4.625%
HK$213,350
+HK$10,683/mo
Deposit HK$37.90M · loan HK$37.90M · min. income ≈ HK$405,334/mo (50% DSR)
Upfront cash ≈ HK$41.12M (deposit + AVD stamp duty HK$3,221,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,404
−HK$13,006/mo
▼ 0.25% · 3.875%
HK$213,855
−HK$6,555/mo
Today · 4.125%
HK$220,410
baseline
▲ 0.50% · 4.625%
HK$233,821
+HK$13,411/mo
Deposit HK$30.32M · loan HK$45.48M · min. income ≈ HK$440,820/mo (50% DSR)
Upfront cash ≈ HK$33.54M (deposit + AVD stamp duty HK$3,221,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,735
−HK$12,466/mo
▼ 0.25% · 3.875%
HK$236,923
−HK$6,278/mo
Today · 4.125%
HK$243,201
baseline
▲ 0.50% · 4.625%
HK$256,020
+HK$12,819/mo
Deposit HK$30.32M · loan HK$45.48M · min. income ≈ HK$486,402/mo (50% DSR)
Upfront cash ≈ HK$33.54M (deposit + AVD stamp duty HK$3,221,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,971
−HK$15,174/mo
▼ 0.25% · 3.875%
HK$249,498
−HK$7,647/mo
Today · 4.125%
HK$257,145
baseline
▲ 0.50% · 4.625%
HK$272,792
+HK$15,647/mo
Deposit HK$22.74M · loan HK$53.06M · min. income ≈ HK$514,290/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$3,221,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,190
−HK$14,544/mo
▼ 0.25% · 3.875%
HK$276,410
−HK$7,324/mo
Today · 4.125%
HK$283,734
baseline
▲ 0.50% · 4.625%
HK$298,690
+HK$14,956/mo
Deposit HK$22.74M · loan HK$53.06M · min. income ≈ HK$567,468/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$3,221,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,106
−HK$19,509/mo
▼ 0.25% · 3.875%
HK$320,783
−HK$9,832/mo
Today · 4.125%
HK$330,615
baseline
▲ 0.50% · 4.625%
HK$350,732
+HK$20,117/mo
Deposit HK$7.58M · loan HK$68.22M · min. income ≈ HK$661,230/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$3,221,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,102
−HK$18,699/mo
▼ 0.25% · 3.875%
HK$355,384
−HK$9,417/mo
Today · 4.125%
HK$364,801
baseline
▲ 0.50% · 4.625%
HK$384,030
+HK$19,229/mo
Deposit HK$7.58M · loan HK$68.22M · min. income ≈ HK$729,602/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$3,221,372 · Scale 2, in force from 26 Feb 2026)