LTV · monthly repayment
▼ 0.50% · 3.625%
HK$172,891
−HK$10,842/mo
▼ 0.25% · 3.875%
HK$178,269
−HK$5,464/mo
Today · 4.125%
HK$183,733
baseline
▲ 0.50% · 4.625%
HK$194,913
+HK$11,180/mo
Deposit HK$37.91M · loan HK$37.91M · min. income ≈ HK$367,466/mo (50% DSR)
Upfront cash ≈ HK$41.13M (deposit + AVD stamp duty HK$3,222,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,340
−HK$10,392/mo
▼ 0.25% · 3.875%
HK$197,498
−HK$5,234/mo
Today · 4.125%
HK$202,732
baseline
▲ 0.50% · 4.625%
HK$213,418
+HK$10,686/mo
Deposit HK$37.91M · loan HK$37.91M · min. income ≈ HK$405,464/mo (50% DSR)
Upfront cash ≈ HK$41.13M (deposit + AVD stamp duty HK$3,222,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,470
−HK$13,010/mo
▼ 0.25% · 3.875%
HK$213,923
−HK$6,557/mo
Today · 4.125%
HK$220,480
baseline
▲ 0.50% · 4.625%
HK$233,896
+HK$13,416/mo
Deposit HK$30.33M · loan HK$45.49M · min. income ≈ HK$440,960/mo (50% DSR)
Upfront cash ≈ HK$33.55M (deposit + AVD stamp duty HK$3,222,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,808
−HK$12,470/mo
▼ 0.25% · 3.875%
HK$236,998
−HK$6,280/mo
Today · 4.125%
HK$243,278
baseline
▲ 0.50% · 4.625%
HK$256,101
+HK$12,823/mo
Deposit HK$30.33M · loan HK$45.49M · min. income ≈ HK$486,556/mo (50% DSR)
Upfront cash ≈ HK$33.55M (deposit + AVD stamp duty HK$3,222,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,048
−HK$15,179/mo
▼ 0.25% · 3.875%
HK$249,577
−HK$7,650/mo
Today · 4.125%
HK$257,227
baseline
▲ 0.50% · 4.625%
HK$272,878
+HK$15,651/mo
Deposit HK$22.75M · loan HK$53.07M · min. income ≈ HK$514,454/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$3,222,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,276
−HK$14,548/mo
▼ 0.25% · 3.875%
HK$276,498
−HK$7,326/mo
Today · 4.125%
HK$283,824
baseline
▲ 0.50% · 4.625%
HK$298,785
+HK$14,961/mo
Deposit HK$22.75M · loan HK$53.07M · min. income ≈ HK$567,648/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$3,222,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,205
−HK$19,515/mo
▼ 0.25% · 3.875%
HK$320,885
−HK$9,835/mo
Today · 4.125%
HK$330,720
baseline
▲ 0.50% · 4.625%
HK$350,843
+HK$20,123/mo
Deposit HK$7.58M · loan HK$68.24M · min. income ≈ HK$661,440/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$3,222,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,212
−HK$18,705/mo
▼ 0.25% · 3.875%
HK$355,497
−HK$9,420/mo
Today · 4.125%
HK$364,917
baseline
▲ 0.50% · 4.625%
HK$384,152
+HK$19,235/mo
Deposit HK$7.58M · loan HK$68.24M · min. income ≈ HK$729,834/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$3,222,396 · Scale 2, in force from 26 Feb 2026)