LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,289
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,827
−HK$547/mo
Today · 4.125%
HK$18,374
baseline
▲ 0.50% · 4.625%
HK$19,492
+HK$1,118/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,748/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,234
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,750
−HK$523/mo
Today · 4.125%
HK$20,273
baseline
▲ 0.50% · 4.625%
HK$21,342
+HK$1,069/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,546/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,747
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,393
−HK$655/mo
Today · 4.125%
HK$22,048
baseline
▲ 0.50% · 4.625%
HK$23,390
+HK$1,342/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$44,096/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,081
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,700
−HK$628/mo
Today · 4.125%
HK$24,328
baseline
▲ 0.50% · 4.625%
HK$25,610
+HK$1,282/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$48,656/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,205
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,958
−HK$765/mo
Today · 4.125%
HK$25,723
baseline
▲ 0.50% · 4.625%
HK$27,288
+HK$1,565/mo
Deposit HK$2.27M · loan HK$5.31M · min. income ≈ HK$51,446/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,928
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,650
−HK$733/mo
Today · 4.125%
HK$28,383
baseline
▲ 0.50% · 4.625%
HK$29,879
+HK$1,496/mo
Deposit HK$2.27M · loan HK$5.31M · min. income ≈ HK$56,766/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,121
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,089
−HK$983/mo
Today · 4.125%
HK$33,072
baseline
▲ 0.50% · 4.625%
HK$35,085
+HK$2,013/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$66,144/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,622
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,550
−HK$942/mo
Today · 4.125%
HK$36,492
baseline
▲ 0.50% · 4.625%
HK$38,416
+HK$1,924/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$72,984/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,467 · Scale 2, in force from 26 Feb 2026)